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11261 W Bayshore Dr #82, Crystal River, FL, 34429

2beds
2baths
1,584sqft
$142,900
$90price/sqft
$1,070/moest. monthly cost
$42,800/yrincome needed

About This Home

Coastal Living Awaits at this Waterfront Condo with Custom Potential! Enjoy the ultimate carefree coastal lifestyle in this 2-bedroom, 2-bathroom waterfront condo. End Unit with Newer metal roof. Offered in its original condition, this unit is a true blank canvas just waiting for your personal touch. The best part? Insurance money is available to the new buyer, giving you the unique financial jumpstart to design and create the beautiful, modern model of your dreams. Stop spending your weekends on tedious home maintenance and start spending them enjoying the breathtaking Gulf of Mexico.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Crystal River High SchoolGrades PK,9-123.4 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1973

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: One Story
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,584 sqft

Property

Details

  • Parcel number: 1095531
  • Zoning: CLR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Exterior features: Blacktop Driveway
  • On waterfront: Yes
  • Waterfront features: Canal Access,Gulf,Waterfront
  • Frontage type: Canal,Waterfront

Lot

  • Lot size: 1,742 sqft
  • Features: Corner Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $722$8,664
Home Insurance *$76$912
Property Taxes $75$900
Electricity $197$2,366
Total$1,070$12,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,685/yr
40% on housing$32,100/yr
45% on housing$28,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 34429$176
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34429$171
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$142,900
2026-07-20Listed for sale$144,900

For Sale by Agent

AgentSarita Harty
BrokerageCompass Florida LLC

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