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1050 County Road 21, Farmersville, NY, 14737

3beds
2baths
1,188sqft
$199,900
$168price/sqft
$1,720/moest. monthly cost
$68,800/yrincome needed

About This Home

Truly charming, meticulously maintained 3 bedroom, 2 bath ranch. Lovely curb appeal with metal roof and covered front porch with maintenance free decking. Spacious family room leads to the large kitchen with an abundance of solid wood cabinetry. Three generous sized bedrooms. Wonderful 3-season sunroom in the back overlooking the large fully fenced yard with covered picnic area and shed for additional storage. Full basement. Epoxy floor in the garage. Updates within the past 5 yrs include metal roof, furnace, well pump, sump pump. Enjoy the country living. Showings begin at the Open House Saturday 7/25 from 11AM-2PM. Offers to be considered no sooner than Thursday 7/30 at 5PM.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Cuba Elementary SchoolGrades PK-515.0 mi
3/10
6/10
Cuba Rushford High SchoolGrades 9-1214.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1961

Materials

  • Foundation: Poured
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Water Heater,Oven,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level,Main Level Primary
  • Flooring: Carpet,Other,See Remarks,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,188
  • Total interior livable area: 1,188 sqft

Property

Details

  • Parcel number: 04380002301400010540000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Concrete Driveway,Fully Fenced,Private Yard,See Remarks
  • Fencing: Full

Lot

  • Lot size: 8,712 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 66 x 135

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Cattaraugus County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$145$1,740
Property Taxes $319$3,828
Electricity $246$2,954
Total$1,720$20,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,971/yr
40% on housing$51,600/yr
45% on housing$45,866/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 14737$114
Cattaraugus County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 14737$124
Cattaraugus County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$199,900

For Sale by Agent

AgentRobyn Sansone
BrokerageWNYbyOwner.com

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