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125 Edward St APT 1F, Buffalo, NY, 14201

1beds
1baths
1,034sqft
$225,000
$218price/sqft
$1,803/moest. monthly cost
$72,120/yrincome needed

About This Home

This is the St Mary's condo you've been waiting for---bright, open and beautifully updated, offering high ceilings, exposed brick, and large south-facing windows AND eligible for a first-time homebuyer grant of up to $5000! There is a large living room with a ceiling fan and newer carpeting (2025), a separate dining area and a galley-style kitchen with hardwood flooring. Appliances (electric stove, refrigerator, microwave and dishwasher) are included. Adjacent to the living room is a step-up room with hardwood floors and an exposed brick wall. This room is suitable for an office, media room, or with a futon or sofa bed, it becomes a guest room. The bedroom has a ceiling fan, newer carpeting (2025) and a large walk-in closet with double-hung racks. The updated bathroom has ceramic tile walls and floors, a large ceramic tile shower with a cast iron Kohler basin, and a modern Kohler vanity. There is a double closet in the entry and a pantry closet in the kitchen for additional storage. There are five separate heating zones throughout and the owners have replaced the circuit breaker box in 2026.There is one assigned parking space in the secure, gated lot. The complex offers a bright and clean laundry room and there is a dedicated 6' x 8' storage unit in the basement. The monthly association fee is $635 and includes common area maintenance, water, private trash removal, Spectrum cable with extended channel service and all exterior landscaping, plowing and maintenance. Located in the Allentown Preservation District, just steps from the Medical Campus, and close to downtown, the Elmwood Village and major highways.

Getting Around

95
WalkingWalker's Paradise
62
TransitGood Transit
92
BikeBiker's Paradise

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Construction materials: Brick,Other,Copper Plumbing

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Apartment

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Free-Standing Range,Microwave,Oven,Refrigerator
  • Laundry features: Common Area,In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Den,Separate/Formal Dining Room,Separate/Formal Living Room,Galley Kitchen,Solid Surface Counters,Bedroom on Main Level,Convertible Bedroom
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies

Heating & Cooling

  • Heating features: Electric,Zoned,Baseboard
  • Cooling features: Zoned

Interior Area

  • Total structure area: 1,034
  • Total interior livable area: 1,034 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 14020011122000100051001F
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 840.71 sqft
  • Features: Historic District,Near Public Transit,Rectangular,Rectangular Lot
  • Lot size dimensions: 7 x 120

Parking

  • Parking features: Assigned,No Garage,Open,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$98$1,176
Property Taxes $322$3,864
Electricity $246$2,954
Total$1,803$21,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,817/yr
40% on housing$54,090/yr
45% on housing$48,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 14201$165
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14201$183
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$219,000
2026-07-20Listed for sale$225,000

For Sale by Agent

AgentJames Mack
BrokerageGurney Becker & Bourne

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