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251 W 11th St, Holland, MI, 49423

4beds
2baths
2,801sqft
$399,000
$142price/sqft
$2,810/moest. monthly cost
$112,400/yrincome needed

About This Home

Rare Mixed-Use Opportunity located in Holland's sought-after Historic District, this exceptional and unique offering features two income-producing spacious 2-bed residential rental units plus an incredible 3000+ square-foot bonus space brimming with possibilities. What began as a neighborhood bakery in the 1900's (home added in the 1930's) this space offers endless potential as an artist's studio, woodworking shop, maker's space, gallery, craft workshop, or creative business headquarters. With its layout and rich history, this is the perfect setting for entrepreneurs, artisans, or anyone seeking a one-of-a-kind live/work environment, while providing an outstanding opportunity for owner-occupants or investors looking to maximize value through a flexible studio space. Enjoy the charm of a vibrant neighborhood with convenient access to downtown shops, restaurants, parks, and local attractions. All information provided is deemed reliable but is not guaranteed and should be independently verified. Neither the listing broker nor the seller(s) warrant the accuracy of the square footage, lot size, boundary measurements, or other information concerning the features or condition of the property

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

7/10
WestGrades PK-51.1 mi
4/10
Holland Middle SchoolGrades 6-81.6 mi
6/10
Holland High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1908

Materials

  • Roof: Composition
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 to 4 Units

Interior

Appliances

  • Laundry features: Main Level,Upper Level

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 2,801 sqft

Property

Details

  • Parcel number: 701630430016

Lot

  • Lot size: 6,534 sqft
  • Features: Sidewalk
  • Lot size dimensions: 50 x 132

Parking

  • Total spaces: 3
  • Parking features: Concrete,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$146$1,752
Property Taxes $342$4,104
Electricity $305$3,666
Total$2,810$33,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,342/yr
40% on housing$84,300/yr
45% on housing$74,933/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 49423$246
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49423$227
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$399,000
2026-07-21Listing removed$399,000
2026-07-20Listed for sale$399,000

For Sale by Agent

AgentJerry L Nienhuis
BrokerageKeller Williams Lakeshore

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