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121 Summers St, Charleston, WV, 25301

4beds
3baths
6,179sqft
$875,000
$142price/sqft
$5,974/moest. monthly cost
$238,960/yrincome needed

About This Home

Exceptional opportunity to own a mixed-use building downtown! The first floor is leased to a law firm, providing immediate rental income, while the second and third floors feature a contemporary loft designed by Darin Fisher. The loft seamlessly blends historic architecture with modern sophistication. Soaring ceilings, exposed brick, skylights, hardwood floors, and expansive windows fill the home with natural light, creating an impressive urban living experience. This designer kitchen features custom cabinetry, an oversized island, premium appliances, and workspace for cooking and entertaining. The open-concept floor plan flows through spacious living and dining areas anchored by a dramatic double-sided fireplace. The primary suite, additional bedroom, and versatile bonus room offer flexibility for a home office, fitness studio, den, or media room. Outside is a rear deck—for entertaining or relaxing in the city. Four off-street parking spaces complete this rare downtown offering.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

5/10
3/10
Capital High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Brick,Drywall,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Other,Contemporary/Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator

Basement

  • Basement: None

Bedroom2

  • Level: Upper
  • Dimensions: 15.4x15.3

Bedroom3

  • Level: Upper
  • Dimensions: 10.1x11.8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Upper
  • Dimensions: 15.6x19.5

Features

  • Wet Bar,Separate/Formal Dining Room,Cable TV
  • Window features: Insulated Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 6,179 sqft

Kitchen

  • Level: Upper
  • Dimensions: 16.7x19.10

Living Room

  • Level: Upper
  • Dimensions: 22.4x23.4

Primary Bedroom

  • Level: Upper
  • Dimensions: 189x17

Recreation

  • Level: Upper
  • Dimensions: 18.2x19

Utility Room

  • Level: Upper
  • Dimensions: 14.1x8.6

Property

Details

  • Parcel number: 110007001500000000

Features

  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 25 x 25 x 179 x 179

Parking

  • Parking features: Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$451$5,412
Property Taxes $459$5,508
Electricity $640$7,681
Total$5,974$71,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,822/yr
40% on housing$179,220/yr
45% on housing$159,306/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 25301$107
Kanawha County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 25301$122
Kanawha County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$825,000
2026-07-20Listed for sale$875,000

For Sale by Agent

AgentMary Anderson
BrokerageBerkshire Hathaway Home Services Professional Real

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