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32200 N Harbor Dr Space 18, Fort Bragg, CA, 95437

3beds
1baths
600sqft
$198,500
$331price/sqft
$1,568/moest. monthly cost
$62,720/yrincome needed

About This Home

Silvercrest Park Mobile Home with custom additions: 400 sq ft on the main floor. French doors open to the front porch. Doors and windows for extensive natural light in all rooms. Living room with 11-foot ceiling and chandelier; full-size kitchen appliances: farmer's sink, gas stove and oven; double-door refrigerator; wine cooler. Bathroom with walk-in shower; back bedroom with queen bed, plenty of storage, and sliding door to back porch and balcony. Two 100 sq ft lofts with Queen Beds. Front and back covered porches of 100 sq ft, are connected with a full-length deck of 400 sq ft connecting both porches. Simple stair and railing for front and back entries. Custom addition of a spiral staircase and balcony over the back porch, with sunset views of the Pacific Ocean. Low-maintenance property with paving stones, gravel parking, and landscaped plantings. 55-inch televisions with Sonos surround sound in both the living room and the ground-floor bedroom. Efficient electric heat pump and air conditioning. Hookups for water and sewer, with propane gas meter and electric meter. On-demand gas water heater. WiFi from a very small dish on the front porch aimed toward the north ridge.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

2/10
3/10
Fort Bragg Middle SchoolGrades 6-87.1 mi
5/10
Fort Bragg High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Freezer,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Wall,Electric,Propane / Butane
  • Cooling features: Central,Wall

Interior Area

  • Total interior livable area: 600 sqft

Property

Features

  • Exterior features: Wood,Wood products
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Parking

  • Total spaces: 2
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,003$12,036
Home Insurance *$57$684
Property Taxes $110$1,320
Electricity $398$4,786
Total$1,568$18,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,760/yr
40% on housing$47,040/yr
45% on housing$41,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 95437$302
Mendocino County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 95437$400
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$198,500

For Sale by Owner

AgentWilliam Taylor

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