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195 N Fullerton Ave #A, Montclair, NJ, 07042

4beds
5baths
2,500sqft
$1,125,000
$450price/sqft
$8,202/moest. monthly cost
$328,080/yrincome needed

About This Home

Step inside Unit A condo to a stunning modern kitchen featuring quartz countertops, stainless steel appliances, sleek cabinetry, and a large center island. A flexible first-floor suite offers endless possibilities for guests, an office, or additional living space. The back door leads to a spacious deck and detached two-car garage. This beautifully designed four-level condo features four spacious bedrooms with en-suite bathrooms, oversized windows that fill the interiors with natural light, brand-new multi-zone HVAC for year-round comfort. The second floor offers two generous bedrooms with en-suite bathrooms, a convenient laundry room with cabinetry and folding space, plus a private roof terrace perfect for morning coffee or sunset views. The top floor is a private retreat with a second primary suite, walk-in closet space, and spa-inspired bath with double sinks. The finished basement includes a half bath and flexible space ideal for a playroom, media room. Ideally located between Watchung Avenue and Walnut Street train stations with service to NY Penn Station, across from Montclair High School with easy access to Montclair Cooperative School. Enjoy the Walnut Street shopping district, Saturday Farmers Market, Montclair Brewery's live entertainment, and nearby shops, restaurants, and cafes. Outdoor lovers will appreciate walking distance to Rand and Essex Parks, the town pool, indoor ice-skating rink, and Woodman Field's Sports Complex. This is Montclair living at its finest.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

7/10
7/10
6/10
Montclair High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition Shingle
  • Construction materials: Composition Siding,Stucco

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Duplex

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Microwave,Range/Oven-Gas,Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room,Level 1

Basement

  • Features: Leisure,PowderRm,RecRoom,Utility

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Sump Pump

Bedroom1

  • Level: Third

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living/Dining Combo
  • Level: First

Family Room

  • Level: First

Features

  • Walk-In Closet(s),Rec Room,Storage Room,Utility Room,Kitchen
  • Flooring: Wood
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Zoned,Natural Gas
  • Cooling features: 2 Units,Zoned

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Kitchen

  • Features: Kitchen Island,Separate Dining Area
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 1613033030000000220000
  • Attached to another structure: Yes
  • Zoning description: R2
  • Exclusions: Staged Furnitures

Features

  • Levels: Multi Floor Unit
  • Patio & porch: Deck,Patio
  • Fencing: Privacy

Lot

  • Lot size: 8,085 sqft
  • Features: Level
  • Lot size dimensions: 49 x 165 IRR

Parking

  • Total spaces: 1
  • Parking features: 2 Car Width,Enclosed,Off Street,Detached Garage,Finished Garage,Garage Door Opener,Garage,On-Street Parking,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$271$3,252
Property Taxes $1,968$23,616
Electricity $275$3,307
Total$8,202$98,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,211/yr
40% on housing$246,060/yr
45% on housing$218,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$450This listing

vs Other Active Listings

Avg $/sqft

ZIP 07042$545
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07042$538
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$1,125,000
2026-07-23Listed for sale$1,125,000

For Sale by Agent

AgentAbdramane Serme
BrokerageNexthome Platinum Elite

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