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1234 Highway 355, Etta, MS, 38627

2beds
1baths
1,007sqft
$167,000
$166price/sqft
$1,194/moest. monthly cost
$47,760/yrincome needed

About This Home

Completely remodeled and move-in ready! This 2-bedroom 1-bathroom home sits in the West Union School District and has been beautifully updated. Updates include a new roof, HVAC system, electrical, hot water heater, windows, insulation, sheetrock, flooring, doors, countertops, and a fully remodeled bathroom. Whether you're searching for your first home or looking for a home to downsize, this sweet home checks all the boxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Year built: 1969

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 1,007
  • Total interior livable area: 1,007 sqft

Property

Details

  • Parcel number: 020R1002700 & 020R1002800

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.30 Acres
  • Lot size dimensions: 1.3 AC

Parking

  • Total spaces: 1
  • Parking features: No Garage
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Earthquake
Heat Wave
Tornado

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $844$10,128
Home Insurance *$100$1,200
Property Taxes $58$696
Electricity $192$2,304
Total$1,194$14,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,937/yr
40% on housing$35,820/yr
45% on housing$31,840/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 38627$90
Union County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 38627$197
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$167,000

For Sale by Agent

AgentMarley Collier
BrokerageJ. Morris Realty, LLC

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