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785 E 181st St APT 11, Bronx, NY, 10460

2beds
1baths
--sqft
$149,000
--price/sqft
$1,151/moest. monthly cost
$46,040/yrincome needed

About This Home

Opportunity awaits in East Tremont, The Bronx! Enjoy a sun-filled two bedroom, one bath HDFC co-op on the third floor of a classic 1913 prewar walk-up, directly across the street from the newly renovated Mapes Ballfield. The bright living room takes in open park views, and the primary bedroom draws light from 3 windows. Both the kitchen and the bathroom are windowed, a rare and desirable feature that keeps the whole apartment bright and airy. The compact second bedroom sits just off the kitchen and offers flexible use as a home office, nursery, or guest room. The separate windowed kitchen is ready to be redesigned and modernized to your taste, making this a true canvas for creating value at an accessible price point. The location delivers every day. The Southern Boulevard entrance to the Bronx Zoo is four blocks away, and the restaurants, cafes, and bakeries of Arthur Avenue, the Bronx's Little Italy, are a 5-minute drive. The 2 and 5 trains at West Farms Square-East Tremont Avenue are a short walk, with the Q44 SBS connecting to Flushing and Jamaica. Monthly maintenance of $711 includes heat, water, and sewer. Purchase is subject to HDFC and board requirements. Reach out for more information and the full property details.

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
68
BikeBikeable

Schools

6/10
Ps 57 CrescentGrades PK-50.2 mi
3/10
Wings AcademyGrades 9-120.7 mi

Construction

Condition

  • Year built: 1913

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Property

Details

  • Special condition: Restricted Sale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$56$672
Property Taxes $96$1,152
Electricity $246$2,954
Total$1,151$13,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,462/yr
40% on housing$34,530/yr
45% on housing$30,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10460$353
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10460$362
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$149,000

For Sale by Agent

AgentClaudia Looi
BrokerageKeller Williams Realty Landmark II

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