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38 20Th Ave, Irvington, NJ, 07111

8beds
3.3baths
12,221sqft
$1,230,000
$101price/sqft
$10,342/moest. monthly cost
$413,680/yrincome needed

About This Home

Unleash pure cash flow at 38 20th St. This 3- family powerhouse is your ticket to dominant yields, sitting primed right in Irvington's high- density Residential Redevelopment Zone. Keep collecting effortless rents today while you blueprint a high-end condo conversion or a lucrative multi-family rebuild tomorrow. No waiting, no drama, no games-title is clean, utilities are fully documented, and the seller is packaged to execute right now. Sold strictly as- is to the sharpest investor in the room. Move fast, bring your best terms, and lock down this asset before the competition even wakes up.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
3/10
University Middle SchoolGrades 6-80.4 mi
1/10
Irvington High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1913

Materials

  • Roof: Asphalt Shingle,See Remarks
  • Construction materials: See Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: See Remarks

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 3.3
  • Full bathrooms: 3
  • 1/2 bathrooms: 3

Features

  • Bedrooms,Kitchen,Living Room,See Remarks

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 12,221
  • Total interior livable area: 12,221 sqft

Property

Details

  • Parcel number: 1609001480000000390000
  • Zoning description: Redevelopment

Features

  • Levels: 3-Three Story
  • Stories: 3
  • Patio & porch: Open Porch(es)
  • Exterior features: Sidewalk

Lot

  • Lot size: 4,791 sqft
  • Features: Corner Lot,Level,Split Possible
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 5
  • Parking features: 2 Car Width,Additional Parking,Driveway-Exclusive,Off Street,On Street,See Remarks
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,219$74,628
Home Insurance *$624$7,488
Property Taxes $2,152$25,824
Electricity $1,347$16,166
Total$10,342$124,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$354,582/yr
40% on housing$310,260/yr
45% on housing$275,786/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 07111$272
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07111$304
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$1,230,000
2026-08-12Listing removed$1,230,000
2026-07-21Listed for sale$1,230,000

For Sale by Agent

AgentOnyemaechi Okafor
BrokerageRealty 33, Llc

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