186 Cartier Street, American Canyon, CA, 94503
About This Home
This inviting two-story home showcases 9-ft. ceilings and a spacious open-concept floor plan designed for modern living. A first-floor bedroom provides the perfect space for guests or multigenerational living. The stylish kitchen features 42-in. upper maple cabinets, quartz countertops, a center island overlooking the great room, a walk-in pantry, and a Whirlpool® stainless steel appliance package. Upstairs, a generous loft offers flexible living space, while a dedicated laundry room adds everyday convenience. The private primary suite serves as a relaxing retreat with two walk-in closets and a spa-inspired ensuite bath featuring a dual-sink vanity, linen closet, and walk-in shower. Energy-efficient highlights include Low-E windows, WaterSense® labeled fixtures, a smart thermostat, an electric water heater, and a solar energy system. Located in Serrano at Watson Ranch, this thoughtfully planned community offers parks, scenic trails, a future town center, and a planned elementary school, with convenient access to Napa Valley Wine Country, outdoor recreation, shopping, dining, and major commuter routes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Inside Room
Basement
- Basement: None
Bathroom
- Level: Main,Upper
Bedroom
- Level: Main,Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: Main
Family Room
- Level: Main
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,190
- Total interior livable area: 2,190 sqft
Kitchen
- Level: Main
Master Bedroom
- Level: Upper
Property
Details
- Parcel number: 059491022000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 3,602 sqft
- Features: Other
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Wildfire
- Drought
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Napa County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,105 | $49,260 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $405 | $4,860 |
| Electricity | $469 | $5,635 |
| Total | $5,195 | $62,340 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $811,990 |
| 2026-07-21 | Price change | $811,990 |
| 2026-07-21 | Listed for sale | $816,990 |
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