See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

38 3rd St, Shinnston, WV, 26431

2beds
1baths
1,284sqft
$19,900
$15price/sqft
$297/moest. monthly cost
$11,880/yrincome needed

About This Home

Disregard listing price. Property will be sold at auction. 4 Total Rooms. 1,284 +/- Sqft. 2 Bedroom, 1 Full Bath. 0.16 +/- Acres (as assessed). 12x18 Building. Storage Sheds. Property will be sold by public auction ending Tuesday, August 18th at 6PM. Online Bidding Available. Please visit Joe R. Pyle Auctions website for information on how to bid.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
5/10
Lincoln Middle SchoolGrades 6-81.0 mi
9/10
Lincoln High SchoolGrades 9-120.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,284

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,284
  • Total interior livable area: 1,284 sqft

Property

Details

  • Parcel number: 1705091400520000
  • Lease amount: 0
  • Special condition: Auction

Lot

  • Lot size: 6,969 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $100$1,200
Home Insurance *$7$84
Property Taxes $9$108
Electricity $181$2,178
Total$297$3,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$10,182/yr
40% on housing$8,910/yr
45% on housing$7,920/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$15This listing

vs Other Active Listings

Avg $/sqft

ZIP 26431$75
Harrison County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 26431$118
Harrison County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentJordan Kiger
BrokerageJoe R. Pyle Complete Auction and Realty Service

Similar Homes