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5409 W Westridge Dr, Midland, MI, 48640

2beds
2baths
1,470sqft
$384,900
$262price/sqft
$2,785/moest. monthly cost
$111,400/yrincome needed

About This Home

Recently completed and ready for your family. Take advantage of this corner location and the discounted price! Beautiful new construction condo quality built by Greystone Homes, 2 bed, 2 bath, stone countertops, electric fireplace, tile and LVP floors, heated master tile floor and tile shower, stainless appliances & more. 9ft high ready to finish basement with egress window and plumbing in floor for bathroom. Super insulated with high efficiency furnace and on-demand water heater. Grass, sprinkler and privacy screening are all in progress!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

10/10
9/10
Jefferson Middle SchoolGrades 6-82.9 mi
9/10
H.H. Dow High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Basement
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Bungalow
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First
  • Area: 165

Bedroom2

  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 14,701,440
  • Total interior livable area: 1,470 sqft

Property

Details

  • Parcel number: 130130180

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado
Hail
Lightning

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$206$2,472
Property Taxes $445$5,340
Electricity $188$2,259
Total$2,785$33,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,485/yr
40% on housing$83,550/yr
45% on housing$74,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 48640$145
Midland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 48640$140
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$384,900

For Sale by Agent

AgentKelly Wall
BrokerageGreystone Real Estate LLC

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