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107 Laurin St Lot 45, Charlottesville, VA, 22902

3beds
3baths
1,814sqft
$318,990
$176price/sqft
$2,076/moest. monthly cost
$83,040/yrincome needed

About This Home

This Piper is an end unit and covers 1,800 square feet across three levels, featuring three bedrooms, two full baths, 2 powder rooms, and a one-car front-load garage. Enter from the garage into the lower level, where a finished rec room gives active days a landing spot for gear or a post-run stretch. The main level brings the kitchen, dining, and living areas into one open space that keeps conversation close—whether a meal is coming together or the evening is winding down. Up top, the primary suite includes a walk-in closet, while two additional bedrooms and a second full bath round out the floor.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
17
BikeSomewhat Bikeable

Schools

--
5/10
5/10
Central Elementary SchoolGrades PK-28.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Stick Built,Vinyl Siding

Other

  • Builder name: STANLEY MARTIN HOMES

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Microwave,Refrigerator

Bathroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Family Room

  • Level: Second

Features

  • Eat-in Kitchen,Kitchen Island
  • Flooring: Carpet,Luxury Vinyl Plank
  • Finished area below ground: 0
  • Finished area above ground: 1,814
  • Common walls with other units/homes: End Unit

Half Bath

  • Level: Second

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,154
  • Total interior livable area: 1,814 sqft

Kitchen

  • Level: Second

Recreation

  • Level: First

Property

Details

  • Parcel number: 17335
  • Attached to another structure: Yes
  • Zoning description: PUD Planned Unit Development

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Attached,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,612$19,344
Home Insurance *$90$1,080
Property Taxes $172$2,064
Electricity $202$2,433
Total$2,076$24,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,177/yr
40% on housing$62,280/yr
45% on housing$55,360/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 22902$258
Fluvanna County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 22902$276
Fluvanna County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$318,990
2026-07-22Price change$321,985
2026-07-21Listed for sale$326,985

New Construction

AgentDANIELLE WALLACE
BrokerageSM BROKERAGE, LLC

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