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4831 Mary Jo Rd, Harrison, MI, 48625

2beds
1baths
680sqft
$89,900
$132price/sqft
$804/moest. monthly cost
$32,160/yrincome needed

About This Home

Close to town and our beautiful lakes! 2 bed 1 bath ranch home with pole barn on double lot! Open concept kitchen-dining-living area, large mud-utility off the back. 40x24 pole barn with several rooms already divided, concrete floor and electric. Home or cottage is in need of some repairs but a great place to invest in. Seller may look at land contract with half down, no terms have been decided other than that.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Harrison Middle SchoolGrades 6-83.2 mi
5/10

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Slab
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Electric Water Heater
  • Laundry features: First Floor Laundry,Laundry Room,Main Level

Bathroom1

  • Features: Laminate
  • Level: Main
  • Area: 30

Bedroom1

  • Level: Main
  • Area: 80

Bedroom2

  • Level: Main
  • Area: 80

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Laminate
  • Level: Main
  • Area: 135

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 680

Heating & Cooling

  • Heating features: Space Heater,Propane
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 680
  • Total interior livable area: 680 sqft

Kitchen

  • Features: Laminate
  • Level: Main
  • Area: 135

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 1800741509000 AND 09100
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 160

Lot

  • Lot size: 0.60 Acres
  • Features: Wooded
  • Lot size dimensions: 160 x 164

Parking

  • Total spaces: 1
  • Parking features: Detached,Electric in Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather
Cold Wave
Hail
Tornado

FEMA Declared Disasters in Clare County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$88$1,056
Property Taxes $74$888
Electricity $188$2,259
Total$804$9,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,565/yr
40% on housing$24,120/yr
45% on housing$21,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 48625$103
Clare County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 48625
Clare County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$89,900

For Sale by Agent

AgentLISA VASHER
BrokerageVASHER PROPERTIES LLC

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