5224 Whisper Dr, Columbia, MO, 65203
About This Home
Built by Boone Homes in Legacy Farms, this new construction ranch walk-out offers a bright, open layout and a split bedroom design that gives the privacy everyone desires. With 4 bedrooms plus a dedicated office space, this home is designed for both everyday comfort and easy entertaining. Inside, you'll find laminate flooring throughout the main living areas and an open concept living space centered around an electric fireplace. The kitchen connects seamlessly to the dining and living area for effortless flow, while the office provides a perfect spot for working from home or a quiet flex space. Enjoy the outdoors from the great covered front porch or deck, ideal for morning coffee and relaxing evenings. The finished lower level is made for hosting, featuring a spacious family/rec room combination with an attached wet bar, plus a 4th bedroom and a full bathroom. You'll also appreciate the additional unfinished space for storage, including an excavated area under the porch. Legacy Farms amenities include trails, a resort style pool, clubhouse, lake, and pickleball and basketball courts, all conveniently located near Eagle Bluffs Elementary and John Warner Middle School.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
Other
- Builder name: Boone Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Disposal,Dishwasher
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedroom2
- Level: Main
- Area: 156.1411
- Dimensions: 12.83 x 12.17
Bedroom3
- Level: Main
- Area: 162.5561
- Dimensions: 12.83 x 12.67
Bedroom4
- Level: Lower
- Area: 153.96
- Dimensions: 12.83 x 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Breakfast Room
- Level: Main
- Area: 65.25
- Dimensions: 9 x 7.25
Family Room
- Level: Lower
- Area: 404.3025
- Dimensions: 25.67 x 15.75
Features
- Tub/Shower,Stand AloneShwr/MBR,Split Bedroom Design,Walk-In Closet(s),Wet Bar,Kit/Din Combo,Wood Cabinets,Kitchen Island,Quartz Counters
- Flooring: Carpet,Laminate,Tile
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,505
Foyer
- Level: Main
- Area: 49.6164
- Dimensions: 7.17 x 6.92
Full Bathroom
- Level: Main
- Area: 109.0836
- Dimensions: 11.58 x 9.42
Full Bathroom
- Level: Main
- Area: 70
- Dimensions: 8.75 x 8
Full Bathroom
- Level: Lower
- Area: 52.8064
- Dimensions: 8.92 x 5.92
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Electric
Interior Area
- Total structure area: 3,376
- Total interior livable area: 3,376 sqft
Kitchen
- Level: Main
- Area: 153.09
- Dimensions: 14.58 x 10.5
Living Room
- Level: Main
- Area: 218.5325
- Dimensions: 15.25 x 14.33
Master Bedroom
- Level: Main
- Area: 209.8011
- Dimensions: 15.17 x 13.83
Office
- Level: Main
- Area: 78.2964
- Dimensions: 10.92 x 7.17
Other
- Level: Main
- Area: 48.3464
- Dimensions: 8.92 x 5.42
Recreation Room
- Level: Lower
- Area: 498.72
- Dimensions: 31.17 x 16
Property
Details
- Parcel number: 2020000201050001
- Zoning description: R-1 One- Family Dwelling*
Features
- Patio & porch: Covered,Concrete,Back,Deck,Front Porch
Lot
- Features: Rolling Slope
- Lot size dimensions: 58.21 x 115 x 66.26 x 115
Parking
- Total spaces: 3
- Parking features: Attached,Paved
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $386 | $4,632 |
| Property Taxes | $477 | $5,724 |
| Electricity | $257 | $3,093 |
| Total | $4,654 | $55,848 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $699,000 |
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