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8022 W Blue Rd, Lake City, MI, 49651

3beds
2baths
1,984sqft
$375,000
$189price/sqft
$2,548/moest. monthly cost
$101,920/yrincome needed

About This Home

NEW CONSTRUCTION—the rare opportunity you've been waiting for! Skip the stress, delays, and rising costs of building and move right into a brand-new, thoughtfully designed home where everything is complete and ready for you to enjoy. With modern construction, energy-efficient features, low maintenance, and the peace of mind that comes with all-new mechanicals, appliances, and finishes, this is a smart investment you'll appreciate for years to come. Offering nearly 2,000 square feet of beautifully designed one-level living, this home features an incredibly open floor plan that's perfect for everyday living and entertaining. The spacious kitchen is the heart of the home, complete with custom concrete countertops, soft-close cabinetry and drawers, a large peninsula with seating, and a full suite of brand-new appliances. The expansive living and dining areas flow seamlessly to the backyard patio through a sliding glass door, while the covered front porch provides the perfect place to relax and enjoy peaceful country evenings. The private primary suite offers a luxurious retreat with a custom tiled walk-in shower and spacious walk-in closet. A huge mudroom connects the oversized finished garage to the home, creating the perfect drop zone for coats, boots, and everyday storage. The garage is fully insulated and drywalled with daylight windows and in-floor heat, making it an ideal workshop, hobby space, or year-round parking. In-floor heat extends throughout the home, providing exceptional comfort and affordable utility costs. Situated on a large lot ready for your landscaping vision, this property offers the perfect balance of country living and convenience. Located just off M-55 between Cadillac and Lake City, you'll enjoy an easy commute to both communities while being close to thousands of acres of state land, lakes, trails, snowmobile routes, golf courses, and endless year-round recreation that makes Northern Michigan such a desirable place to call home!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Lake City Middle SchoolGrades 6-85.4 mi
7/10
Lake City High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Area: 176

Bedroom3

  • Area: 176

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Area: 152

Features

  • Walk-In Closet(s),Mud Room,Drywall,High Speed Internet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,984

Heating

  • Heating features: Hot Water,Natural Gas

Interior Area

  • Total structure area: 1,984
  • Total interior livable area: 1,984 sqft

Kitchen

  • Area: 494

Living Room

  • Area: 285

Master Bathroom

  • Features: None

Master Bedroom

  • Area: 210

Property

Accessibility

  • Accessibility features: None,Handicap Access

Details

  • Parcel number: 00957500700
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 0.92 Acres
  • Features: Corner Lot
  • Lot size dimensions: 135 x 298

Parking

  • Total spaces: 2
  • Parking features: Detached,Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Missaukee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$177$2,124
Property Taxes $259$3,108
Electricity $216$2,596
Total$2,548$30,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,360/yr
40% on housing$76,440/yr
45% on housing$67,946/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 49651$186
Missaukee County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 49651$185
Missaukee County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$375,000
2026-07-21Listed for sale$399,900

For Sale by Agent

AgentJaimie Fellows-Garno
BrokerageCity2Shore Real Estate Northern Michigan

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