8592 State Route 54, Philpot, KY, 42366
About This Home
Less than 4 years old, stick built home, NOT a pole barn, highly efficient with 6 inch insulated walls and cellulose blown into the attic. Beautiful and private, 1+acre partially wooded property. Location: 8592 Highway 54, Approximately 2 1/2 miles West of Whitesville. 3 Bedroom, 2 Full Baths, approximately 1100 square foot, new refrigerator, new stove, microwave and dishwasher included, covered front porch and covered back patio/carport, floored shed with electric and an attached lean to. Great location, Home is Approximately 12 minutes from shopping and restaurants on Highway 54. Price: $ 237,000. Call or text for an appointment for viewing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Forced air,Heat pump
- Cooling features: Central
Interior Area
- Total interior livable area: 1,100 sqft
Property
Lot
- Lot size: 1 Acres
Parking
- Parking features: Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Heat Wave
- Inland Flooding
- Ice Storm
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,198 | $14,376 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $159 | $1,908 |
| Electricity | $154 | $1,850 |
| Total | $1,631 | $19,572 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $237,000 |
| 2026-07-21 | Listed for sale | $248,000 |
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