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9816 San Sebastian Way, Port Richey, FL, 34668

2beds
2baths
1,762sqft
$429,900
$244price/sqft
$3,776/moest. monthly cost
$151,040/yrincome needed

About This Home

***Price Improvement*** Wake up, step outside, and enjoy true waterfront living. This fully remodeled 2 bedroom, 2 bath home offers 1,762 square feet on a canal with direct Gulf access and no HOA fees. Designed for comfortable Florida living, it features two true master en suites, each with its own private full bath, ideal for guests or multi generational living. The curb appeal is undeniable with fresh coastal paint, a tile roof, paver walkway, and beautiful Florida landscaping accented by mature palms. The backyard is your private retreat. An oversized pool with an automatic cleaning system sits inside an expansive screened lanai with custom pavers and extended concrete patio space. A 6 foot dual gated vinyl privacy fence, raised garden along the lanai, and storage sheds complete the outdoor space built for entertaining and relaxing. Inside, no shortcuts were taken. Tile floors run throughout the home, complemented by real wood oversized baseboards and trim. Solar reflective window tint helps keep the home energy efficient during hot summer months. A smart thermostat and smart lighting allow you to control comfort and ambiance with ease. The remodeled kitchen anchors the home with solid wood soft close cabinetry, quartzite countertops, an oversized island with double sided storage, built in pantry cabinets with lighting, stainless dishwasher, high end induction stove, and new heavy duty disposal. The spacious family room features a wood burning stone fireplace and triple sliders that open seamlessly to the pool and canal, blending indoor and outdoor living. With an updated electrical panel, new 50 gallon water heater, and new LG washer and dryer, this home is truly move in ready. Waterfront. Fully upgraded. Direct Gulf access. This is not just a home. It is the ultimate Florida lifestyle!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

1/10
3/10
Chasco Middle SchoolGrades 6-82.4 mi
2/10
Fivay High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 320
  • Dimensions: 20x16

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Solid Wood Cabinets,Split Bedroom,Stone Counters
  • Window features: Blinds
  • Flooring: Ceramic Tile
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,498
  • Total interior livable area: 1,762 sqft

Kitchen

  • Level: First
  • Area: 196
  • Dimensions: 14x14

Living Room

  • Level: First
  • Area: 600
  • Dimensions: 25x24

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 204
  • Dimensions: 17x12

Property

Details

  • Parcel number: 202516098D000000500
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground
  • Patio & porch: Enclosed,Patio,Screened
  • Exterior features: Rain Gutters
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Saltwater Canal Access,Gulf/Ocean Access,Davits,Lift,Seawall

Lot

  • Lot size: 9,800 sqft
  • Features: Flood Insurance Required,FloodZone

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$859$10,308
Property Taxes $547$6,564
Electricity $197$2,366
Total$3,776$45,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,462/yr
40% on housing$113,280/yr
45% on housing$100,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 34668$124
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34668$186
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$454,000
2026-02-28Listed for sale$464,000
2018-08-17Sold$345,000
2018-06-19Pending sale$349,900
2018-06-15Listed for sale$349,900
2003-01-23Sold$172,500

For Sale by Agent

AgentHeather Sidlauskas
BrokerageBAY REALTY OF FLORIDA

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