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9840 San Sebastian Way, Port Richey, FL, 34668

2beds
2baths
1,613sqft
$367,000
$228price/sqft
$3,234/moest. monthly cost
$129,360/yrincome needed

About This Home

Luxury Waterfront Living with Gulf Access Introducing 9840 San Sebastian Way, Port Richey—a beautifully renovated 2-bedroom, 2-bath canal-front home offering a desirable split-bedroom floor plan and direct access to the Gulf of America. This residence has been meticulously upgraded with a brand-new roof, fresh interior and exterior paint, and all-new flooring, featuring elegant porcelain tile throughout the main living areas and plush carpet in the bedrooms. The main living space is anchored by a striking stone fireplace, adding warmth, texture, and architectural interest. The designer kitchen is a true showpiece, highlighted by new granite waterfall-edge countertops, custom cabinetry, and brand-new stainless steel appliances, including a newly installed microwave, dishwasher, and stove, creating a seamless blend of sophistication and functionality. Both bathrooms have been fully reimagined with high-end finishes—one featuring a luxurious tub/shower combination, and the other offering a sleek walk-in shower with new tile, fixtures, sinks, and faucets, delivering a spa-inspired experience. Additional upgrades include new interior doors, new trim, and refined modern details throughout. Step outside to peaceful canal views and enjoy effortless boating, fishing, or kayaking with quick Gulf access right from your backyard. This exceptional home offers the perfect balance of luxury, comfort, and waterfront lifestyle, ideal as a primary residence, upscale vacation retreat, or investment opportunity.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

1/10
3/10
Chasco Middle SchoolGrades 6-82.4 mi
2/10
Fivay High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Garage,Inside,Washer Hookup

Bathroom2

  • Features: Exhaust Fan,Tub With Shower
  • Level: First

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 221
  • Dimensions: 13x17

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Porcelain Tile
  • Fireplace features: Living Room,Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,214
  • Total interior livable area: 1,613 sqft

Kitchen

  • Features: Pantry,Dual Sinks,Exhaust Fan,Granite Counters,Built-in Closet
  • Level: First

Living Room

  • Features: Ceiling Fan(s)
  • Level: First

Primary Bathroom

  • Features: En Suite Bathroom,Exhaust Fan,Shower No Tub
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 210
  • Dimensions: 14x15

Property

Details

  • Parcel number: 202516098D000000540
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch,Rear Porch,Screened
  • Exterior features: Garden,Irrigation System,Lighting,Private Entrance,Private Mailbox,Private Yard
  • Fencing: Chain Link,Fenced
  • Has view: Yes
  • View description: Water,Canal,Gulf/Ocean to Bay
  • Has water view: Yes
  • Water view: Water,Canal,Gulf/Ocean to Bay
  • On waterfront: Yes
  • Waterfront features: Canal - Brackish,Canal - Saltwater,Gulf/Ocean to Bay,Brackish Water Access,Brackish Canal Access,Saltwater Canal Access,Gulf/Ocean Access,Gulf/Ocean to Bay Access
  • Waterbody name: GULF OF AMERICA
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 9,800 sqft
  • Features: Near Marina,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Ground Level,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,855$22,260
Home Insurance *$733$8,796
Property Taxes $449$5,388
Electricity $197$2,366
Total$3,234$38,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,880/yr
40% on housing$97,020/yr
45% on housing$86,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 34668$124
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34668$186
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$394,000
2026-04-29Price change$409,000
2026-04-16Price change$424,000
2026-03-24Price change$432,900
2026-02-19Price change$445,000
2025-12-19Listed for sale$449,000
2025-03-11Sold$250,000
2012-07-19Sold$135,000
2012-07-02Price change$122,500
2012-06-08Price change$130,000
2012-05-23Price change$122,500
2012-05-02Listed for sale$130,000
2012-03-25Listing removed$130,000
2012-01-17Price change$130,000
2011-07-09Price change$139,000
2010-10-17Pending sale$149,900
2010-09-24Price change$149,900
2010-07-24Price change$179,900
2010-05-15Price change$249,900
2009-10-25Listed for sale$305,000
2005-07-20Sold$310,000
2000-05-16Sold$105,000

For Sale by Agent

AgentCielo Zapata
BrokerageNEARBY REALTY

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