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1220 E County Road 900 S, Oakland City, IN, 47660

2beds
2baths
2,136sqft
$565,000
$265price/sqft
$3,920/moest. monthly cost
$156,800/yrincome needed

About This Home

Property is 2.26 acres with a gated & locked entry, with a long shared private drive off of County Rd 900 S. The Center wooded section - 38 acres of shared property between owners - controlled by the HOA. ATV / hiking trails. The shared lake ..."Pine Lake" is a 47-acre private lake, with boat launch and a brand-new dam built in 2025. Main Cabin- has loft Screened Porch - 16 x 24 Bunk House - 768 sqft 2 Car Garage - 768 sqft

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
Winslow Elementary SchoolGrades PK-58.2 mi
5/10
5/10
Pike Central High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Washer,Dryer-Electric

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 96

Features

  • Vaulted Ceiling(s),Stone Counters,Eat-in Kitchen,Kitchen Island
  • Flooring: Concrete,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,136

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,136
  • Total interior livable area: 2,136 sqft

Kitchen

  • Level: Main
  • Area: 192

Living Room

  • Level: Main
  • Area: 288

Property

Details

  • Parcel number: 631304100008.000007

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front,Lake
  • Waterbody name: Pine Lake
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(52)

Lot

  • Lot size: 2.26 Acres
  • Features: Wooded
  • Lot size dimensions: 103x155x154x252

Parking

  • Total spaces: 2
  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$507$6,084
Property Taxes $362$4,344
Electricity $195$2,349
Total$3,920$47,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,400/yr
40% on housing$117,600/yr
45% on housing$104,533/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 47660$60
Pike County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 47660
Pike County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$565,000

For Sale by Agent

AgentJoseph A Wootan
BrokerageList With Freedom.com LLC

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