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40 Lariat Loop, Thompson Falls, MT, 59873

0beds
--baths
3,717sqft
$375,000
$101price/sqft
$2,404/moest. monthly cost
$96,160/yrincome needed

About This Home

Bring Your Vision to Life in Salish Shores! This is an incredible opportunity in the Salish Shores community near Thompson Falls, Montana. Situated on approximately 0.81 acres, this partially constructed home offers a head start on building your dream property while leaving plenty of room to customize the design to fit your lifestyle. The existing structure features concrete block construction, a metal roof, installed windows, rough-in plumbing, and two upper-level balconies designed to capture the surrounding views and fresh Montana air. The original plans are can be shared, providing a great foundation to continue the project, or you can modify the design to create a home that's uniquely yours. Please note that the home remains unfinished. It does not have a poured foundation, interior walls, insulation, or stairs leading to the second floor, giving you the flexibility to complete the interior to your own specifications. There was an approved septic permit, but it has since expired so a new septic application would need to be completed. Whether you're looking for a custom residence or an investment opportunity, this property offers endless potential in a peaceful setting just minutes from Thompson Falls and the recreational opportunities of Northwest Montana. Don't miss your chance to finish what has already been started and create the Montana home you've always imagined!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Thompson Falls 7-8Grades 7-82.2 mi
4/10

Construction

Condition

  • Property condition: See Remarks
  • Year built: 2024

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 3,717 sqft

Property

Details

  • Parcel number: 35309115304670000
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Meadow,Mountain(s)
  • Topography of land: Level

Lot

  • Lot size: 0.81 Acres
  • Features: Views,Level

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Landslide
Wildfire
Heat Wave
Lightning

FEMA Declared Disasters in Sanders County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance $110$1,320
Property Taxes $143$1,716
Electricity $255$3,062
Total$2,404$28,848

Income You'd Need if You Spent...

35% on housing$82,422/yr
40% on housing$72,120/yr
45% on housing$64,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 59873$209
Sanders County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 59873
Sanders County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$375,000

For Sale by Agent

AgentRae Rivera
BrokerageClearwater Montana Properties - Trout Creek

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