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0 Gruver Grade Dr, Middletown, VA, 22645

4beds
4baths
3,086sqft
$1,350,000
$437price/sqft
$8,103/moest. monthly cost
$324,120/yrincome needed

About This Home

Luxury Farmhouse **To Be Built **on 8.75 Private Acres Experience the perfect blend of refined craftsmanship and modern farmhouse elegance in this exceptional to-be-built custom residence, gracefully positioned on 8.75 picturesque acres. Designed with sophisticated living in mind, this stunning home offers 4 bedrooms, 3 full baths, and 1 half bath. where timeless architecture meets thoughtfully curated finishes. Step inside to soaring 10-foot ceilings, an expansive open-concept design, and a breathtaking great room anchored by a dramatic stone surrounded fireplace. Rich architectural details, including an exposed timber beam spanning the kitchen and dining area, create warmth, character, and effortless style. The gourmet kitchen is designed to impress, featuring elegant granite countertops premium, Energy Star® stainless steel appliances, custom-quality cabinetry, and generous workspace for both everyday living and entertaining. Retreat to the luxurious owner's suite, where a spa-inspired bath offers a beautifully tiled walk-in shower, a deep, soaking tub, and a tranquil atmosphere designed for relaxation. Premium luxury vinyl plank flooring throughout the main living areas provides both beauty and durability while complementing the home's sophisticated aesthetic. The striking exterior showcases crisp white smart siding, dramatic black windows, and timeless farmhouse architecture that creates unforgettable curb appeal. A spacious three-car garage and a full unfinished basement offer abundant storage and endless opportunities to customize additional living space. For those seeking an even more personalized luxury experience, a selection of premium upgrades is available, including a metal roof, an impressive double front entry door, a bonus room above the garage, and upgraded hardwood or tile flooring. Surrounded by the beauty and privacy of nearly nine acres, this extraordinary property offers the rare opportunity to create a custom home that reflects your vision while enjoying the serenity of country living with convenient access to modern amenities. Every detail has been thoughtfully designed to deliver exceptional comfort, enduring quality, and timeless appeal. *Renderings and photographs are for illustrative purposes only. Final specifications, finishes, and pricing are subject to change. Optional upgrades available at additional cost.*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
3/10
Skyline Middle SchoolGrades 6-85.5 mi
5/10
Skyline High SchoolGrades 9-125.9 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: 142-1244

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Energy Efficient Appliances,Exhaust Fan,Microwave,Oven,Stainless Steel Appliance(s),Washer,Water Heater,Oven/Range - Gas,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,Dryer,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Features

  • 9'+ Ceilings,Dry Wall
  • Flooring: Luxury Vinyl,Tile/Brick
  • Finished area below ground: 0
  • Finished area above ground: 3,086

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,086
  • Total interior livable area: 3,086 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits,Accessible Entrance

Details

  • Parcel number: 1124A
  • Zoning: A
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8.75 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Drought
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$395$4,740
Property Taxes $585$7,020
Electricity $297$3,566
Total$8,103$97,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$277,817/yr
40% on housing$243,090/yr
45% on housing$216,080/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 22645$393
Warren County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 22645$242
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$1,350,000

New Construction

AgentSarah Roop
BrokerageKey Move Properties, LLC.

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