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42281 Honey Hill Rd, Theresa, NY, 13691

2beds
2baths
1,766sqft
$424,900
$241price/sqft
$3,091/moest. monthly cost
$123,640/yrincome needed

About This Home

Here is your rare one of a kind Off Grid 4 season getaway!!! Or your dream home if privacy and a rare country location is your goal! Come tour this incredible 2 bedroom/2 bath Red Lake Home with over 21 acres of land and over 300' of pristine sand beach frontage! Breathtaking views or Red Lake which is mostly state owned so very limited neighbors!! Solar runs this home with generator hookup for backup energy and current owner as resided here year-round since it was built in 2001. Walk into your attached 2 car garage, Cpzy kitchen, nice living/dining area with all custom Cherry built in's, main bedroom and bath on 1st floor plus a sauna! Walkout basement features a 2nd bedroom, full bath plus den/game room area with beautiful bar area all custom! The land is awesome and features mature orchards! Take your side by side down to the beach where you will find the crystal-clear waters of Red Lake! You are only 1 mile from the town plowed road, close to ATV areas, and all the Indian River Lakes have to offer! Fabulous fishing, wildlife galore, deer, bear you name it!! This is truly a once in a lifetime property!!! Call today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Theresa Primary SchoolGrades PK-35.4 mi
7/10
8/10
Indian River High SchoolGrades 9-129.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Shake Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator

Basement

  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate/Formal Living Room,Kitchen Island,Living/Dining Room,Bedroom on Main Level,Loft,Main Level Primary
  • Flooring: Laminate,Tile,Varies
  • Finished area below ground: 757

Heating

  • Heating features: Gas,Hot Water,Radiant Floor

Interior Area

  • Total structure area: 1,766
  • Total interior livable area: 1,766 sqft

Property

Details

  • Parcel number: 2256890160000002032810
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Red Lake
  • Frontage length: 300

Lot

  • Lot size: 21.30 Acres
  • Features: Adjacent To Public Land,Irregular Lot,Rural Lot,Secluded
  • Lot size dimensions: 200 x 2000

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$185$2,220
Property Taxes $467$5,604
Electricity $291$3,502
Total$3,091$37,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,977/yr
40% on housing$92,730/yr
45% on housing$82,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 13691$263
Jefferson County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 13691$136
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$424,900

For Sale by Agent

AgentAmanda J Miller
BrokerageLake Ontario Realty, LLC

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