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715-717 Prospect St, Portage, PA, 15946

--beds
2baths
2,400sqft
$129,900
$54price/sqft
$1,145/moest. monthly cost
$45,800/yrincome needed

About This Home

This duplex features two completely independent, side-by-side living units, each designed to maximize space and comfort. Inside each home, you'll find a welcoming layout that includes a fully equipped kitchen flowing seamlessly into a dedicated dining room. Upstairs a well-appointed central bathroom, and two comfortable bedrooms and a bonus room. It's the perfect setup for multi-generational living or an investment property, offering double the amenities under one roof.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Portage Area El SchoolGrades PK-60.2 mi

Construction

Condition

  • Year built: 1904

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None
  • Fireplace: Yes
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 470027007
  • Special condition: Standard

Features

  • Pool features: None
  • Exterior features: Rain Gutters
  • Fencing: None

Lot

  • Lot size: 8,712 sqft
  • Features: Cleared

Parking

  • Parking features: Detached,Garage,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$98$1,176
Property Taxes $128$1,536
Electricity $263$3,159
Total$1,145$13,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,257/yr
40% on housing$34,350/yr
45% on housing$30,533/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 15946$85
Cambria County$63

vs Homes Sold Last Month

Median $/sqft

ZIP 15946$80
Cambria County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$129,900
2026-07-22Listed for sale$129,900

For Sale by Agent

AgentThe Gretchen Gunnett Team
BrokeragePerry Wellington Realty, LLC

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