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7 Jamestown Est W, London, KY, 40744

4beds
2baths
2,167sqft
$189,900
$88price/sqft
$1,344/moest. monthly cost
$53,760/yrincome needed

About This Home

Investor Special! This 4 bedroom, 2 bath home offers 2,167 sq. feet of living space on a level .90 acre lot and is ready for its next chapter. Interior demolition has already been completed, giving you a clean slate for your remodel or renovation project. This property also features a 2 car garage and two storage buildings, one of which is equipped with both plumbing and electricity, offering endless possibilities for a workshop, studio, or additional storage. Whether you're looking to build instant sweat equity or add to your investment portfolio, this home offers outstanding potential. Don't miss this opportunity to bring your vision to life. Call to make an appointment today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10
8/10
--
Mcdaniel Learning CenterGrades 9-124.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Blinds,Screens
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 2,167

Interior Area

  • Total structure area: 2,167
  • Total interior livable area: 2,167 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0750000193.06

Features

  • Levels: One and One Half
  • Private pool: Yes
  • Pool features: Above Ground
  • Fencing: Chain Link,Wood

Lot

  • Lot size: 0.90 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$136$1,632
Property Taxes $77$924
Electricity $171$2,053
Total$1,344$16,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,080/yr
40% on housing$40,320/yr
45% on housing$35,840/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 40744$103
Laurel County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40744$153
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$189,900

For Sale by Agent

AgentJeff Gibbs
BrokerageReliance One Realty

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