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9919 Shawondasse Dr, Dubuque, IA, 52003

1beds
1baths
880sqft
$130,000
$148price/sqft
$977/moest. monthly cost
$39,080/yrincome needed

About This Home

Do you ever wish "home" was a peaceful fairy cottage tucked into your own little slice of nature? Or that you had a place to get away from it all for the weekend, or even longer? Well, let me introduce you to this ADORABLE cottage in Massey Marina! This Property gives you the opportunity to have a great time on the river with friends AND gives you a quiet retreat tucked into the woods close to the end of a private road further up the bluff! A leisurely stroll from the river, a couple minutes drive from The Mines of Spain and the Crystal Lake Caves for beautiful exploration experiences, and still just 10 minutes from downtown Dubuque! This charming cedar cottage offers 1 bedroom, a spacious kitchen, an inviting living room with fireplace, a flexible den, a bright sun room that lets you enjoy nature from inside, and expansive deck overlooking peaceful wooded surroundings. Perfect for a weekend getaway, vacation rental, fishing cabin, or year-round home.A rare opportunity to enjoy nature just outside Dubuque. Every fairy tale needs a cottage in the woods and this one happens to be waiting for you!

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

4/10
3/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Rubber,Wood
  • Construction materials: Cedar,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Washer,Dryer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full

Bedroom1

  • Level: Main
  • Dimensions: 144 sqft

Bedroom2

  • Dimensions: na

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Window Treatments
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 880

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total interior livable area: 880 sqft

Kitchen

  • Level: Main
  • Dimensions: 80 sqft

Living Room

  • Level: Main
  • Dimensions: 100 sqft

Property

Details

  • Parcel number: 1615227008
  • Zoning: R

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Fire Pit

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: .12 acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Landslide
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$75$900
Property Taxes $124$1,488
Electricity $121$1,452
Total$977$11,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,497/yr
40% on housing$29,310/yr
45% on housing$26,053/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 52003$199
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52003$145
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$125,000
2026-07-22Listed for sale$130,000

For Sale by Agent

AgentSade Oxford
BrokerageRed Tree Realty/REAL Broker, LLC

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