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1600 Melanie Ln, Chesterton, IN, 46304

3beds
3baths
1,857sqft
$449,900
$242price/sqft
$2,978/moest. monthly cost
$119,120/yrincome needed

About This Home

Nestled on an absolutely stunning wooded homesite, this brand new 3 bedroom home is sure to impress! Completion November-just in time for the holidays! Come and enjoy the maintenance-free lifestyle, where all of your snow removal and landscaping is taken care of for you. Upon entrance you'll find a spacious mudroom with plenty of room for storage, and a convenient desk space for a home office. On the main floor you'll find an abundance of soft-close cabinetry, walk in pantry, and great island with seating. The living room boasts open space to the dining area and a fireplace as the focal point of the room. Upstairs offers a master suite with private bath and walk in closet, 2 additional bedrooms, full bath, and laundry room. Features such as a fully finished garage, custom lighting, tankless water heater, whole house humidifier, and more ensure this home is a pleasure for years to come. All of this located just minutes from the Dunes Lakeshore, South Shore commuter train station, commuter expressways, and more! Schedule your showing today! *Photos are of a recently complete home with a similar floor plan. Photos are representative.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
2/10
9/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Range Hood,Refrigerator,Microwave,Dishwasher

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 10.0 x 11.0

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 10.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 152
  • Dimensions: 8.0 x 19.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Tray Ceiling(s),Pantry,Kitchen Island
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area above ground: 1,644

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,857
  • Total interior livable area: 1,857 sqft

Kitchen

  • Level: Main
  • Area: 294
  • Dimensions: 21.0 x 14.0

Laundry

  • Level: Upper
  • Area: 48
  • Dimensions: 6.0 x 8.0

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15.0 x 15.0

Other

  • Level: Lower
  • Area: 144
  • Dimensions: 8.0 x 18.0

Primary Bedroom

  • Level: Upper
  • Area: 156
  • Dimensions: 12.0 x 13.0

Property

Details

  • Parcel number: 640705105024000023
  • Attached to another structure: Yes
  • Special condition: Agent Owned

Features

  • Levels: Three Or More
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Features: Landscaped,Wooded,Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$217$2,604
Property Taxes $303$3,636
Electricity $184$2,212
Total$2,978$35,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,102/yr
40% on housing$89,340/yr
45% on housing$79,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 46304$173
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46304$182
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$449,900

New Construction

AgentMichelle Renninger
BrokerageBrokerworks Group

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