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5398 County Road S5-307, Ava, MO, 65608

6beds
3baths
3,900sqft
$585,000
$150price/sqft
$3,759/moest. monthly cost
$150,360/yrincome needed

About This Home

Enjoy country living on 34.4 fenced acres, ready for livestock and other animals. Down the long gravel driveway, this spacious earth-berm home built in 2020 offers 3 bedrooms (one non-conforming due to now window) 2 bathrooms (one is also the utility room), and one 3/4 bathroom with a stand-up shower, safe/storm room, & a large walk-in pantry all the main floor! Upstairs features 3 additional bedrooms (one is non-conforming due to no window) and 1 full bathroom. The home has central heat and air, vinyl and tile flooring, and the kitchen comes with all appliances. Outside, you'll find a large workshop/garage, a large pond, beautiful landscaping with flowers, and plenty of room to enjoy the land. With space inside and out, this property is ready for its next owners to make it their own.This was recently apprasied and is listed under appraised value!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
Ava Middle SchoolGrades 5-86.3 mi
6/10
Ava High SchoolGrades 9-126.3 mi
5/10
Ava Elementary SchoolGrades PK-46.3 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Berm
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 3,900

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,900
  • Total interior livable area: 3,900 sqft

Property

Details

  • Parcel number: 210.307000000009.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Horses can be raised: Yes

Lot

  • Lot size: 34.40 Acres
  • Features: Acreage,Horses Allowed

Parking

  • Total spaces: 3
  • Parking features: Driveway,Gravel,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Heat Wave
Lightning
Tornado
Winter Weather
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$319$3,828
Property Taxes $185$2,220
Electricity $297$3,573
Total$3,759$45,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,880/yr
40% on housing$112,770/yr
45% on housing$100,240/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 65608$166
Douglas County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 65608
Douglas County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$585,000

For Sale by Agent

AgentWanda Murphy
BrokerageUnited Country Area Land Realty

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