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496 Ruca Ct, Forest Grove, OR, 97116

6beds
4baths
3,160sqft
$779,949
$247price/sqft
$4,956/moest. monthly cost
$198,240/yrincome needed

About This Home

This beautifully designed garage-under home offers an exceptional blend of luxury, functionality, and modern comfort. Situated on a quiet cul-de-sac, the home features a spacious 3-car garage and a versatile main-level bedroom with a full bath, and an office on the first floor. The gourmet kitchen showcases stained Mission-style alder cabinetry w/ multiple upgrades such as soft-close doors and drawers, pot/pan drawers, slab quartz countertops throughout. The home also features Stainless Steel Whirlpool appliances including a 5-burner gas cook top, built-in microwave, double wall ovens, and stainless-steel interior tub dishwasher. The expansive great room is filled with natural light and features a cozy gas fireplace with a titled surround and beautiful stained mantle. Throughout the home, you’ll find quality finishes such as Delta Woodhurst plumbing fixtures and undermount sinks in bathrooms. The luxurious primary suit offers a spa-inspired bathroom with a fully tiled 5'6"x4' walk-in shower, garden soaking tub, dual-sink vanity, and a spacious walk-in closet. Step outside to a spacious covered deck w/ a dedicated BBQ gas line for year-round entertaining. The generously sized backyard is fully landscaped, fenced and includes a gate for added convenience. Earth Advantage Certified.

Getting Around

6
WalkingCar-Dependent
21
TransitMinimal Transit
24
BikeSomewhat Bikeable

Schools

3/10
8/10
Forest Grove High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier,Stem Wall
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Cooktop,Dishwasher,Disposal,Double Oven,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater,ENERGY STAR Qualified Appliances

Bedroom1

  • Level: Lower
  • Area: 100

Bedroom2

  • Level: Upper
  • Area: 121

Bedroom3

  • Level: Upper
  • Area: 121

Bedroom4

  • Level: Main
  • Area: 110

Bedroom5

  • Level: Upper
  • Area: 208

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 192

Features

  • Floor 3rd,Quartz,Soaking Tub,Kitchen Island,Pantry,Tile
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Luxury Vinyl Plank,Tile,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air 95 Plus
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,160
  • Total interior livable area: 3,160 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Upper
  • Area: 234

Property

Accessibility

  • Accessibility features: Natural Lighting,Parking,Walkin Shower,Accessibility

Details

  • Parcel number: New Construction

Features

  • Stories: 3
  • Patio & porch: Covered Deck,Porch
  • Exterior features: Gas Hookup,Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Features: Cul-De-Sac,Sprinkler,SqFt 5000 to 6999

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener,Car Charging Station Ready,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Washington County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,943$47,316
Home Insurance *$169$2,028
Property Taxes $558$6,696
Electricity $286$3,441
Total$4,956$59,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,920/yr
40% on housing$148,680/yr
45% on housing$132,160/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 97116$226
Washington County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 97116$283
Washington County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Price change$779,949
2026-06-21Listed for sale$774,949

New Construction

AgentGary Cook
BrokerageStone Bridge Realty, Inc

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