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105 Irishtown Rd, Kersey, PA, 15846

4beds
3baths
2,592sqft
$175,000
$68price/sqft
$2,428/moest. monthly cost
$97,120/yrincome needed

About This Home

Spacious, well-built 4-bedroom, 2.5-bath split-level home that offers room for everyone with no wasted space. Situated on three lots in Fox Township and just minutes from the park, this 1980s home features a functional layout designed for everyday living. A newer roof provides peace of mind, while the generous square footage especially in the fully-finished lower level provides endless possibilities for updating and making it your own. If you've been looking for a solid home in Kersey with great bones, plenty of space inside and out, and a layout that makes sense, this one is worth a look.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Fox Twp El SchoolGrades K-50.3 mi
5/10

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Shingle
  • Construction materials: Stick-Built

Type & Style

  • Home type: SingleFamily
  • Property subType: Single-Unit

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated

Heating

  • Heating features: Nat Gas Forced Air,Electric Baseboard

Interior Area

  • Total structure area: 2,592
  • Total interior livable area: 2,592 sqft

Property

Details

  • Zoning: Residential

Features

  • Levels: Split Level
  • Patio & porch: Back Deck

Lot

  • Lot size: 0.32 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Winter Weather
Cold Wave

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$1,093$13,116
Property Taxes $167$2,004
Electricity $284$3,412
Total$2,428$29,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,245/yr
40% on housing$72,840/yr
45% on housing$64,746/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 15846$27
Elk County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 15846$75
Elk County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$175,000
2026-07-22Listed for sale$188,000

For Sale by Agent

AgentKristi Krott
BrokerageKeller Williams Advantage

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