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184 Sand Pond Road, Farmington, ME, 04938

--beds
1baths
700sqft
$245,000
$350price/sqft
$1,796/moest. monthly cost
$71,840/yrincome needed

About This Home

Waterfront Retreat on Sand Pond Welcome to your own slice of Maine waterfront paradise! Nestled on 133 feet of privately owned frontage on beautiful Sand Pond, this charming seasonal camp offers the perfect place to relax, unwind, and create lasting family memories. Situated on 0.295 acres, this well-maintained camp features an inviting open-concept living, dining, and kitchen area with warm knotty pine finishes that capture the timeless character of a classic Maine camp. The loft sleeps up to five, making it ideal for family getaways or hosting guests. Recent improvements include a new roof installed in 2024, giving buyers added peace of mind. Outside, a lakeside fire pit, private dock, and exceptional waterfront views. Whether you're swimming, kayaking, fishing, or simply relaxing by the water, this property offers everything you need to enjoy Maine summers. Located in the heart of Chesterville, this peaceful retreat provides a quiet setting while remaining within easy driving distance of Farmington and other nearby amenities. If you've been searching for an affordable waterfront getaway with abundant shoreline, beautiful views, and the charm of a true Maine camp, 184 Sand Pond Road is ready to welcome its next owners.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Metal,Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining Area,Informal
  • Level: First

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 700

Heating & Cooling

  • Heating features: Other,None
  • Cooling features: None

Interior Area

  • Total structure area: 700
  • Total interior livable area: 700 sqft

Kitchen

  • Level: First

Living Room

  • Features: Heat Stove,Heat Stove Hookup,Informal
  • Level: First

Loft

  • Features: Sleeping,Stairway
  • Level: Second

Property

Details

  • Parcel number: CHEE000009U000000000038
  • Zoning: Shorland/Residential
  • Other equipment: Internet Access Available

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Sand Pond
  • Frontage length: Waterfrontage: 133,Waterfrontage Owned: 133

Lot

  • Lot size: 0.30 Acres
  • Features: Rural,Rolling Slope

Parking

  • Parking features: Gravel,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance $112$1,344
Property Taxes $202$2,424
Electricity $244$2,930
Total$1,796$21,552

Income You'd Need if You Spent...

35% on housing$61,577/yr
40% on housing$53,880/yr
45% on housing$47,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 04938$195
Franklin County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 04938
Franklin County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$245,000

For Sale by Agent

AgentWendy Hall
BrokerageMeservier & Associates

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