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740 28th St, Norfolk, VA, 23508

3beds
2baths
1,298sqft
$299,000
$230price/sqft
$2,092/moest. monthly cost
$83,680/yrincome needed

About This Home

Welcome to this charming, move-in-ready home in the heart of Norfolk! Featuring brand-new carpeting, beautiful granite countertops, and a newly remodeled first-floor bathroom, this home offers modern updates while maintaining its cozy character. Conveniently located near downtown Norfolk, you’ll enjoy easy access to the Waterside District, Norfolk Zoo, City Park, local dining, shopping, and entertainment. Commuters will appreciate the close proximity to Naval Station Norfolk, Old Dominion University, Norfolk State University, major interstates, and area hospitals. Whether you’re a first-time homebuyer, downsizing, or looking to add to your investment portfolio, this centrally located property offers exceptional value and convenience. Schedule your private showing today!

Getting Around

89
WalkingVery Walkable
45
TransitSome Transit
56
BikeBikeable

Schools

4/10
3/10
Blair Middle SchoolGrades 6-80.5 mi
3/10
Maury High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Basement
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Fireplace features: Electric

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,298 sqft

Property

Details

  • Zoning: R-11

Features

  • Stories: 2
  • Pool features: None
  • Fencing: None
  • Waterfront features: Not Waterfront

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$153$1,836
Property Taxes $226$2,712
Electricity $202$2,433
Total$2,092$25,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,725/yr
40% on housing$62,760/yr
45% on housing$55,786/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 23508$202
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23508$217
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentSean Collins-Harris
BrokerageApex Realty Group

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