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6745 B Farmstead Ln, Concord, NC, 28027

4beds
4baths
3,572sqft
$1,890,000
$529price/sqft
$11,624/moest. monthly cost
$464,960/yrincome needed

About This Home

Proposed to be built Custom Home on 14.97 acres. Experience exceptional privacy at 6745 Farmstead Lane, where a winding, paved asphalt driveway leads through the trees to a secluded homesite on approximately 15 acres. The listing price includes the land and proposed “Arbor” plan from Summit Building Group’s Signature Collection (inclusive of high-end finishes). The Arbor features 3,768 heated square feet; 5 bedrooms, 4.5 baths, and an 871sq ft, three-car garage, plus impressive front and rear covered porches. Designed in a timeless modern farmhouse style, the Arbor offers an impressive open-concept living area, main-level primary suite, private office, walk-in pantry, dedicated laundry room, drop zone, and flexible upstairs living space. Signature Collection finishes provide elevated details throughout, including premium cabinetry, quartz countertops, designer lighting, wide-plank flooring, and thoughtfully curated architectural features. If this home is not large enough, Summit may be able to build the home you’re dreaming of. Soil work has been completed, and the property is suitable for a 5-bedroom septic system. With abundant acreage, a true estate-style setting, No HOA, and remarkable seclusion, this property offers the rare opportunity to create a private retreat without sacrificing access to nearby conveniences. Plus, there is plenty of space to build an ADU or outbuilding; Summit can build this for you, too. Seller and builder desire a one-time closing, with cash or construction-to-perm financing available. Builder has great construction to perm loan partners. Call today to learn more about this incredible opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

9/10
7/10
6/10
Northwest Cabarrus HighGrades 9-122.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Fiber Cement

Other

  • Builder model: The Arbor
  • Builder name: Summit Building Group

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Exhaust Fan,Exhaust Hood,Gas Cooktop,Ice Maker,Microwave,Refrigerator with Ice Maker
  • Laundry features: Electric Dryer Hookup,Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Door features: French Doors,Pocket Doors
  • Flooring: Vinyl,Wood
  • Fireplace features: Gas Unvented,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 3,572

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 3,572
  • Total interior livable area: 3,572 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Office

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4692591640000
  • Zoning: AO
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch

Lot

  • Lot size: 14.97 Acres
  • Features: Private

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,556$114,672
Home Insurance *$571$6,852
Property Taxes $1,165$13,980
Electricity $332$3,992
Total$11,624$139,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$398,537/yr
40% on housing$348,720/yr
45% on housing$309,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 28027$181
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28027$205
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$1,890,000

New Construction

AgentBrian Bain
BrokerageKeller Williams Unlimited

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