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101 Old Mamaroneck Road #3B4, White Plains, NY, 10605

2beds
2baths
1,200sqft
$399,975
$333price/sqft
$3,003/moest. monthly cost
$120,120/yrincome needed

About This Home

Welcome to this beautifully renovated 2-bedroom, 2-bathroom residence in one of White Plains' most sought-after doorman buildings! Step inside to an elegant entry foyer, a generous dining area, and a spacious living room perfect for entertaining or relaxing. Boasting 1,200 sq ft of thoughtfully designed living space, this sun-drenched unit features an open kitchen that shines with stainless steel appliances, stone countertops, and a stunning backsplash. Both full hall bathrooms have been tastefully updated, and the primary bedroom offers abundant space with custom closets and built-in shelving. The guest bedroom, with a walk-in closet, can easily double as a home office. Gleaming hardwood floors run throughout the unit, and residents will appreciate that the building’s hallways were fully renovated in 2017. This well-maintained complex offers assigned garage parking, common laundry, private storage, a community room with a garden, and a recreation room with a scenic outdoor deck—perfect for summer evenings. Heat is provided by gas/oil, and doorman service ensures both convenience and security. Additional municipal parking is available just a block away for only $65/month. Located just steps from shopping, dining, and everything downtown White Plains has to offer—this is city living at its best. Don’t miss the chance to make this light-filled, move-in-ready gem your next home!

Getting Around

80
WalkingVery Walkable
38
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

6/10
Mamaroneck Avenue SchoolGrades K-50.2 mi
6/10
7/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1954

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,Eat-in Kitchen,Recessed Lighting,Stone Counters,Walk-In Closet(s)
  • Flooring: Hardwood
  • Attic: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Natural Gas,Oil,Steam
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Other

  • Level: First

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One

Lot

  • Features: Near Public Transit,Near School,Near Shops

Parking

  • Parking features: Assigned,Common,Garage,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$122$1,464
Property Taxes $613$7,356
Electricity $246$2,954
Total$3,003$36,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,960/yr
40% on housing$90,090/yr
45% on housing$80,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 10605$355
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10605$466
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$415,000
2026-08-18Price change$415,000
2026-07-22Listed for sale$399,975

For Sale by Agent

AgentDean M. Nugent
BrokerageMary Jane Pastor Realty

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