953 Elizabeth St, Elgin, IL, 60120
About This Home
NICE 2 BED AND 2 BATH HOME WITH LOTS OF SPACE TO USE. LARGE LIVINGROON AND CLOSED PORCH WITH LOTS OF ROOM FOR STORAGE. THE FINISHED BASEMENT FEATURES WITH CERAMIC TILE, TWO ROOMS AND LAUNDY. WATER HEATER AND ROOF 1 YEAR OLD. THERE IS A TWO CAR GARAGE AND GOOD SIZE YARD. HOME IS GOOD CONDITION AND WILL BE SOLD AS-IS.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1921
Materials
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 63
- Dimensions: 7X9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Enclosed Porch
- Features: Flooring (Carpet)
- Level: Main
- Area: 126
- Dimensions: 7X18
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
Kitchen
- Features: Flooring (Vinyl)
- Level: Main
- Area: 132
- Dimensions: 11X12
Laundry
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 88
- Dimensions: 8X11
Living Room
- Level: Main
- Area: 275
- Dimensions: 11X25
Master Bedroom
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 77
- Dimensions: 7X11
Play Room
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 84
- Dimensions: 7X12
Recreation Room
- Level: Basement
- Area: 150
- Dimensions: 10X15
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0624457003
- Special condition: None
Features
- Stories: 1
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: 66 x 132
Parking
- Total spaces: 4
- Parking features: Yes,Detached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $436 | $5,232 |
| Electricity | $130 | $1,569 |
| Total | $1,906 | $22,872 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $225,000 |
| 2026-07-22 | Price change | $240,000 |
| 2026-06-19 | Listed for sale | $250,000 |
| 2013-03-13 | Sold | $40,000 |
| 2007-07-17 | Sold | $137,000 |
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