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Liberty Hall Drive Decker, Fredericksburg, VA, 22406

2beds
2baths
2,000sqft
$779,990
$390price/sqft
$4,792/moest. monthly cost
$191,680/yrincome needed

About This Home

Explore this handsome Decker home! Included features: a finished rec room, open dining and great rooms and a well-appointed kitchen boasting quartz countertops, a center island and a built-in pantry. You'll also appreciate an inviting primary suite showcasing a private bath and a walk-in closet, a secondary bedroom with another full bath, and a convenient laundry. This could be your built to order dream home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
6/10
5/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2027

Materials

  • Foundation: Active Radon Mitigation,Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Rough-In Plumbing,Vinyl Siding

Other

  • Builder model: Decker
  • Builder name: Richmond American Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Oven,Range Hood,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Main Level,Washer/Dryer Hookups Only

Basement

  • Has basement: Yes
  • Basement: Heated,Partially Finished,Rough Bath Plumb,Space For Rooms,Sump Pump,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Entry Level Bedroom,Kitchen - Gourmet,Walk-In Closet(s),9'+ Ceilings,Cathedral Ceiling(s)
  • Window features: Casement,Energy Efficient
  • Flooring: Carpet,Luxury Vinyl
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Forced Air,Programmable Thermostat,Electric
  • Cooling features: Programmable Thermostat,Electric

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3 Acres
  • Features: Backs to Trees,Premium,Private,Rear Yard,SideYard(s)

Parking

  • Total spaces: 2
  • Parking features: Built In,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,944$47,328
Home Insurance *$211$2,532
Property Taxes $435$5,220
Electricity $202$2,433
Total$4,792$57,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,297/yr
40% on housing$143,760/yr
45% on housing$127,786/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 22406$221
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22406$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$779,990

New Construction

AgentJay Day
BrokerageLPT Realty, LLC

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