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11823 S Allen Rd, Bannister, MI, 48807

3beds
1baths
1,551sqft
$280,000
$181price/sqft
$2,713/moest. monthly cost
$108,520/yrincome needed

About This Home

Endless potential awaits on this 33 acre property in Gratiot County! Featuring a mix of open land and partially wooded acreage, this property offers plenty of space for recreation, farming, hunting, or simply enjoying peaceful country living. The home is in need of TLC, providing a great opportunity to renovate and make it your own. Several outbuildings add versatility for storage, hobbies. Conveniently located just north of Elsie and St. Johns.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Eureka SchoolGrades PK-52.0 mi
9/10
St. Johns Middle SchoolGrades 6-89.9 mi
6/10
St. Johns High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Combination
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Inside,Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan

Bedroom2

  • Level: First
  • Area: 95.79000000000002

Bedroom3

  • Level: First
  • Area: 65.6

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 196

Features

  • Window features: Double Pane Windows
  • Flooring: Combination
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,551

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 2,451
  • Total interior livable area: 1,551 sqft

Kitchen

  • Level: First
  • Area: 135.79999999999998

Laundry

  • Level: First
  • Area: 247.8

Living Room

  • Level: First
  • Area: 169

Master Bedroom

  • Level: First
  • Area: 141.9

Property

Details

  • Parcel number: 291503600911
  • Zoning description: Zoning
  • Foundation area: 900

Features

  • Levels: One
  • Stories: 1
  • Entry location: south door
  • Pool features: None
  • Spa features: None
  • Has view: Yes
  • View description: Rural,Trees/Woods

Lot

  • Lot size: 30 Acres
  • Features: Back Yard,Front Yard,Many Trees,Private,Wooded
  • Lot size dimensions: irregular

Parking

  • Parking features: Detached,Driveway,Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Tornado
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Gratiot County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$854$10,248
Property Taxes $256$3,072
Electricity $188$2,259
Total$2,713$32,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,017/yr
40% on housing$81,390/yr
45% on housing$72,346/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 48807$84
Gratiot County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 48807$23
Gratiot County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$280,000

For Sale by Agent

AgentKari Dickenson
BrokerageRE/MAX Real Estate Professionals Dewitt

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