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1386 State Highway 1092 Flt, Flatgap, KY, 41219

4beds
1baths
1,492sqft
$29,900
$20price/sqft
$337/moest. monthly cost
$13,480/yrincome needed

About This Home

Opportunity is knocking in rural Flat Gap, Kentucky! This property is ready for a complete renovation and offers the perfect chance to restore, rebuild, or reimagine it to fit your vision. Whether you're an experienced investor, house flipper, or buyer looking for your next project, this home has the potential to become something truly special. Enjoy the peace and privacy of country living while being surrounded by the natural beauty of Eastern Kentucky. With room to add value and make it your own, this property is being sold as-is and is ideal for those looking to invest in a rewarding renovation project.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,492

Interior Area

  • Total structure area: 1,492
  • Total interior livable area: 1,492 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Lot

  • Lot size: 0.27 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Landslide
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$18$216
Property Taxes $14$168
Electricity $154$1,850
Total$337$4,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$11,554/yr
40% on housing$10,110/yr
45% on housing$8,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.9%
-4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$20This listing

vs Other Active Listings

Avg $/sqft

ZIP 41219$136
Johnson County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 41219
Johnson County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$29,900

For Sale by Agent

AgentR Michelle Rowland
BrokerageDream Maker Realty, LLC

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