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175 Shipp Ln, Holly Springs, MS, 38635

3beds
2baths
1,264sqft
$219,000
$173price/sqft
$1,616/moest. monthly cost
$64,640/yrincome needed

About This Home

Welcome to Red Banks, Mississippi—where country living, privacy, and the outdoors come together on 9 beautiful, wooded acres. This property offers the kind of space and setting that is getting harder to find. The acreage is made up mostly of beautiful, mature hardwoods, with natural clearings throughout, and a stocked pond ready for relaxing afternoons of fishing. The 2021 manufactured home features 3 bedrooms and 2 full baths with a desirable split-bedroom floor plan. The eat-in kitchen offers plenty of room for gathering, with a convenient kitchen island as the centerpiece. All three bedrooms feature walk-in closets, providing excellent storage. The spacious covered front porch is the perfect place to enjoy your morning coffee, relax in the evenings, and watch the wildlife move through the property. A greenhouse is also included, giving you the opportunity to grow your own vegetables and enjoy a more self-sufficient lifestyle. The property backs up to the railroad, providing a natural boundary with no new neighbors expected behind you. A circular turnaround driveway with two entrances from the road offers convenient access and plenty of room for vehicles, trailers, and guests. If you're looking for a place where you can enjoy the peace and freedom of country living, hunt and fish on your own land, grow your own vegetables, and have the privacy of 9 wooded acres, this Red Banks property is worth a look.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
6/10
Holly Springs High SchoolGrades 9-126.9 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2021

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Mobile Home,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Kitchen Island,Laminate Counters,Walk-In Closet(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 1,264 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 1461700604

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Fire Pit,Kennel,Rain Gutters
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 9 Acres
  • Features: Many Trees,Views,Wooded

Parking

  • Parking features: Driveway,Direct Access,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marshall County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$208$2,496
Property Taxes $109$1,308
Electricity $192$2,304
Total$1,616$19,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,405/yr
40% on housing$48,480/yr
45% on housing$43,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 38635$134
Marshall County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 38635$114
Marshall County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$219,000

For Sale by Agent

AgentSteven K Riles
BrokerageDream Maker Realty

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