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1380 Rock Creek West St, Kellogg, IA, 50135

1beds
1baths
640sqft
$122,500
$191price/sqft
$1,118/moest. monthly cost
$44,720/yrincome needed

About This Home

Welcome to this cozy 1-bedroom, 1-bath home in Kellogg, located near Rock Creek Lake! An excellent option for a first-time homebuyer, this home offers comfortable main-level living with an updated kitchen and bathroom, main-floor laundry, and a versatile rec room that could serve as an office or additional living space. Enjoy the warmth of the wood-burning fireplace, relax on the wood deck, and take advantage of the two-car carport. Located within the Grinnell-Newburg School District.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Block,Tile
  • Construction materials: Fiber Cement Board

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Disposal,Dryer,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Laminate,Carpet
  • Fireplace: Yes
  • Finished area above ground: 640

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Rec Room

  • Level: Main

Property

Details

  • Parcel number: 1008428008
  • Zoning: res
  • Special condition: Standard

Lot

  • Lot size: 5,227 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $619$7,428
Home Insurance *$252$3,024
Property Taxes $126$1,512
Electricity $121$1,452
Total$1,118$13,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,331/yr
40% on housing$33,540/yr
45% on housing$29,813/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 50135$62
Jasper County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 50135$151
Jasper County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$122,500
2026-07-22Listed for sale$125,000

For Sale by Agent

AgentReal Estate Team, Jennings
BrokerageRE/MAX REAL ESTATE CENTER

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