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815 State Route 36 N, Keyport, NJ, 07735

3beds
2baths
1,672sqft
$399,999
$239price/sqft
$2,871/moest. monthly cost
$114,840/yrincome needed

About This Home

Welcome to 815 Route 36, a beautifully updated 3-bedroom, 2-bath home offering 1,672 square feet of stylish living space in the heart of Union Beach. Thoughtfully renovated from top to bottom, this move-in-ready home blends modern finishes with exceptional versatility thanks to its desirable B-2 Mixed-Use Zoning. Inside, you'll find a stunning renovated kitchen featuring white shaker cabinetry, quartz countertops, stainless steel appliances, and contemporary finishes. Both bathrooms have been tastefully remodeled, while the spacious bedrooms, luxury flooring, and bright open living and dining areas create a warm and inviting atmosphere perfect for everyday living and entertaining. What truly sets this property apart is its B-2 Mixed-Use Zoning, opening the door to a variety of possibilities. Whether you're an entrepreneur, freelancer, or small business owner, this property offers the rare opportunity to live and work from the same location (subject to municipal approvals). Create the ideal work-life balance with the flexibility to operate an approved business while enjoying the comforts of home. Conveniently located along Route 36, you're just minutes from the Jersey Shore, marinas, waterfront parks, shopping, dining, major highways, and commuter transportation to New York City. Whether you're looking for a beautiful residence, a live/work opportunity, or a smart long-term investment, this property delivers exceptional value. Property Highlights 3 Bedrooms | 2 Updated Bathrooms 1,672 Sq. Ft. Beautifully renovated kitchen with quartz countertops Two remodeled bathrooms Spacious primary bedroom Bright open living and dining areas Move-in ready B-2 Mixed-Use Zoning offering live/work flexibility Convenient location near beaches, shopping, restaurants, and NYC transportation Offered at 399,999 This is a rare opportunity to own a beautifully updated home with the flexibility to fit today's lifestyle and tomorrow's possibilities.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 1,672
  • Total interior livable area: 1,672 sqft

Property

Details

  • Parcel number: 5000167000000017
  • Zoning description: Mixed

Features

  • Stories: 2
  • Exterior features: Other

Lot

  • Lot size: 3,480 sqft
  • Lot size dimensions: 40 x 87

Parking

  • Parking features: Asphalt,Carport,Driveway,None
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$147$1,764
Property Taxes $509$6,108
Electricity $193$2,318
Total$2,871$34,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,434/yr
40% on housing$86,130/yr
45% on housing$76,560/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$274
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$399,999

For Sale by Agent

AgentMichael A Martin
BrokerageRobert DeFalco Realty Inc.

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