975 Segers Rd, Central City, KY, 42330
About This Home
INTRODUCING 975 SEGARS ROAD CENTRAL CITY: We are honored to be able to represent a highly reputable builder who has done a truly magnificent job on the construction of this 1362 sft. Home located in the quiet secluded countryside community of Nelson Creek. Very little traffic, peace, and quiet is what you will encounter if you become the proud owner of this 3-Bedroom 2-Bath home! Extra special effort has been put into the building of this home with extreme energy efficiency in mind. The builders done a full encapsulation spray foam insulation as well as insulating the foundation walls. Full solid wood cabinets and quartz counter-tops make the state-of-the-art kitchen very appealing. There is still some work in progress and I will disclose that the staging pictures that show furniture and decor are AI generated. Anyone who purchases this home will receive a full 1-year warranty. This home is ready for its new owners and we can make that happen. Come see it soon!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Vinyl
- Finished area above ground: 1,362
Heating & Cooling
- Heating features: Electric,Forced Air,Zoned
- Cooling features: Central,Zoned
Interior Area
- Total structure area: 1,362
- Total interior livable area: 1,362 sqft
Kitchen
- Features: Open
Property
Details
- Lease amount: 0
Features
- Stories: 1
- Patio & porch: Patio,Covered Porch,Deck
- Has view: Yes
- View description: Private,Street,Wooded
Lot
- Lot size: 1 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Cold Wave
- Drought
- Hail
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $323 | $3,876 |
| Property Taxes | $137 | $1,644 |
| Electricity | $154 | $1,850 |
| Total | $2,029 | $24,348 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Listed for sale | $279,900 |
For Sale by Agent
View on Zillow