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711 Bluff City Blvd, Elgin, IL, 60120

3beds
1baths
1,540sqft
$261,000
$169price/sqft
$2,062/moest. monthly cost
$82,480/yrincome needed

About This Home

Historic charm meets mechanics dream! Step back in time with this very unique craftsman built home, boasting timeless character and modern functionality. Charming covered front porch is the perfect spot for your morning coffee. The kitchen offers a delightful surprise: a 5x5 space featuring a built-in retro booth and jukebox area, perfect for fun and casual dining. Hardwood floors flow throughout the main level, leading to a convenient first-floor primary BR. Upstairs, the finished attic offers two additional bedrooms-one currently being as a sewing room. NEW furnace in 2025/ HTW 2021. Outside, the property has an extra-long driveway leads to a detached garage equipped with impressive 7' barn doors and a mechanic's pit, all with the potential to be heated. The charming backyard is an oasis featuring a paver patio, established gardens, and a 14x10 metal shed for extra storage. This property is a rare find, perfectly blending historic detail with unique, practical amenities. Home being sold as-is.

Getting Around

46
WalkingCar-Dependent
26
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

8/10
7/10
4/10
South Elgin High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1919

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Plaster

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Gas Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Attic
  • Area: 84
  • Dimensions: 12X7

Bedroom3

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Attic
  • Area: 112
  • Dimensions: 14X8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Features: Flooring (Other)
  • Level: Attic
  • Area: 63
  • Dimensions: 9X7

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 117
  • Dimensions: 13X9

Enclosed Porch

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Exercise Room

  • Features: Flooring (Hardwood)
  • Level: Basement
  • Area: 130
  • Dimensions: 13X10

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Built-in Features,High Ceilings,Historic/Period Mlwk,Separate Dining Room,Workshop
  • Window features: Screens,Window Treatments
  • Flooring: Hardwood,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Other
  • Fireplace: Yes
  • Attic: Finished

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,540 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl),Window Treatments (All)
  • Level: Main
  • Area: 119
  • Dimensions: 17X7

Laundry

  • Features: Flooring (Hardwood),Window Treatments (All)

Living Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Other

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 42
  • Dimensions: 7X6

Sitting Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0624479003
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Other

Lot

  • Lot size: 8,537 sqft
  • Features: Mature Trees
  • Lot size dimensions: 59 x 145

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,319$15,828
Home Insurance *$139$1,668
Property Taxes $474$5,688
Electricity $130$1,569
Total$2,062$24,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,697/yr
40% on housing$61,860/yr
45% on housing$54,986/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 60120$179
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60120$207
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Contingent$261,000
2026-04-27Listed for sale$261,000
2026-04-01Contingent$248,000
2026-03-20Listed for sale$248,000
2003-03-14Sold$83,000

For Sale by Agent

AgentDee Gamble, CRS
BrokerageBerkshire Hathaway HomeServices Starck Real Estate

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