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23427 PINE LAKE STREET, Land O Lakes, FL, 34639

4beds
2baths
2,009sqft
$485,000
$241price/sqft
$3,526/moest. monthly cost
$141,040/yrincome needed

About This Home

Welcome Home to Lake Padgett Estates East! This well-established neighborhood has a lot to offer, and this is your opportunity to enjoy those amenities from this well-maintained home. Presenting this 4-bedroom, 2-bathroom, 2 Car Garage with a utility door, Waterfront home on .38 acre. This incredible split-floor plan offers privacy for the primary bedroom with an ensuite and walk-in closet, with 3 well-appointed secondary bedrooms. The second bathroom is a pool bath leading to the large backyard ready for a private pool installation. The wood-burning fireplace is double-sided, with stone from the hearth to the ceiling, and can be enjoyed from both the living room, family room, dining room, and kitchen. Such a beautiful centerpiece to gather around. There are sliders from the primary bedroom, living room, and family room, as well as a secondary bedroom, to the covered, screened, expansive lanai overlooking the meticulously landscaped backyard and pond. Front yard was just re-sodded. ROOF 2023. Hot Water Heater 2025. DOORS 2019. WINDOWS replaced 2015-2021. Kitchen updated with newer appliances and granite counters and backsplash. Inside laundry room with utility sink and much storage. NO CDD! LOW HOA, which offers a clubhouse with a restaurant, community pool, fitness center, tennis, racquetball, basketball, playground, volleyball, running track, pickleball, and an active yearly calendar of community events! Schedule your showing to see why so many love to call Lake Padgett Home!! Close proximity to newly renovated public library & Recreation Center on Collier Parkway, Shopping, Restaurants, Medical, Entertainment, and Major Highways. More community information is on lakepadgetteast web site.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
6/10
Pine View Middle SchoolGrades 6-81.5 mi
6/10
Land O' Lakes High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Inside

Balcony Porch Lanai

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 541.45
  • Dimensions: 24.5x22.1

Bathroom2

  • Features: Tub With Shower
  • Level: First
  • Area: 68
  • Dimensions: 8.5x8

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 122.311
  • Dimensions: 10.1x12.11

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 125.43
  • Dimensions: 11.1x11.3

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 112.11
  • Dimensions: 11.1x10.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 66.99
  • Dimensions: 7.7x8.7

Dining Room

  • Level: First
  • Area: 131
  • Dimensions: 10x13.1

Family Room

  • Level: First
  • Area: 298.65
  • Dimensions: 18.1x16.5

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate,Tile,Travertine
  • Fireplace features: Family Room,Living Room,Stone,Wood Burning
  • Fireplace: Yes

Foyer

  • Level: First
  • Area: 104
  • Dimensions: 10x10.4

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,025
  • Total interior livable area: 2,009 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First
  • Area: 157.68
  • Dimensions: 14.6x10.8

Living Room

  • Level: First
  • Area: 420.21
  • Dimensions: 26.1x16.1

Primary Bathroom

  • Features: En Suite Bathroom,Garden Bath,Tub with Separate Shower Stall,Water Closet/Priv Toilet
  • Level: First
  • Area: 137.41
  • Dimensions: 9.1x15.1

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 235.41
  • Dimensions: 13.3x17.7

Property

Details

  • Parcel number: 202619003C002000040
  • Zoning: R2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Screened
  • Exterior features: Private Mailbox,Rain Gutters
  • Has view: Yes
  • View description: Water
  • Water view: Water

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$306$3,672
Property Taxes $566$6,792
Electricity $202$2,426
Total$3,526$42,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,891/yr
40% on housing$105,780/yr
45% on housing$94,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 34639$196
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34639$212
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$477,500
2026-07-29Listed for sale$485,000
1991-08-01Sold$110,000

For Sale by Agent

AgentJo-Ann Frazho
BrokerageATRIUM REALTY, LLC

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