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5690 Cerro Gordo Rd, Olivehill, TN, 38475

2beds
2baths
700sqft
$239,000
$341price/sqft
$1,663/moest. monthly cost
$66,520/yrincome needed

About This Home

Check out this 5 Acres with Creek, Barn & Tiny Home – Peaceful Country Living! Escape to your own private retreat with this charming 700 sq. ft. tiny home nestled on 5 beautiful acres. This cozy 2-bedroom, 1.5-bath home offers the perfect blend of simplicity, functionality, and outdoor living. Home also has a loft area for a third bed. The property is ready for hobby farming or livestock with approximately 2.5 acres of electric fencing and a spacious 24' x 24' barn/stable. Nature lovers will appreciate Smith Fork Creek, which runs along the back property line, providing a peaceful setting and scenic views year-round.The creek has several good swimming and fishing holes with plenty of bass and bluegill. You can also relax on the big porch overlooking the creek! Whether you're looking for a full-time residence, weekend getaway, or investment property, this unique acreage has endless possibilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
5/10
5/10
Hardin County High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven

Bedroom1

  • Area: 84
  • Dimensions: 7x12

Bedroom2

  • Area: 63
  • Dimensions: 9x7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Dimensions: 00x00

Dining Room

  • Dimensions: 00x00

Features

  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 700
  • Total interior livable area: 700 sqft

Living Room

  • Dimensions: 00x00

Property

Details

  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 1
  • Patio & porch: Porch
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 5 Acres
  • Lot size dimensions: 5 acres

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Landslide
    LandslideVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Strong Wind
Heat Wave
Inland Flooding
Lightning
Tornado
Earthquake
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance $195$2,340
Property Taxes $85$1,020
Electricity $175$2,103
Total$1,663$19,956

Income You'd Need if You Spent...

35% on housing$57,017/yr
40% on housing$49,890/yr
45% on housing$44,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 38475$2,623
Hardin County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 38475
Hardin County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$239,000

For Sale by Agent

AgentMarisa Casteel
BrokerageBST Realty

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