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409 Lee Road 462, Valley, AL, 36854

4beds
4baths
2,354sqft
$504,900
$214price/sqft
$3,344/moest. monthly cost
$133,760/yrincome needed

About This Home

New Construction just minutes from Lake Harding on 4.58 Acres! Seller is offering 5k in concessions. This beautifully designed 2 story 4-bedroom, 3.5-bath home offers approximately 2,354 heated and cooled square feet with a thoughtfully planned layout that combines modern style and everyday functionality. The open-concept living, dining, and kitchen areas create an inviting space for entertaining and daily living. The private primary suite which is on the main floor provides a relaxing retreat. Three additional bedrooms upstairs offer plenty of space for family, guests, or a home office. Situated on 4.58 acres, you’ll enjoy the perfect blend of privacy, peaceful surroundings, and room to spread out while still having all the comforts of a beautifully designed new home. The home also features a 119 sq. ft. covered front porch and a spacious 608 sq. ft. two-car garage, offering both curb appeal and convenience. This home is still under construction. Will update photos as the build progresses

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
Beulah Elementary SchoolGrades PK-63.3 mi
4/10
Beulah High SchoolGrades 7-123.2 mi
3/10
Sanford Middle SchoolGrades 5-818.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Cement Siding

Other

  • Builder name: SRS Homebuilders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Electric Range,Microwave,Oven,Stove

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Primary Downstairs
  • Finished area below ground: 0
  • Finished area above ground: 2,354

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,354 sqft

Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 4.58 Acres
  • Features: 3-5 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance *$364$4,368
Property Taxes $164$1,968
Electricity $263$3,160
Total$3,344$40,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,651/yr
40% on housing$100,320/yr
45% on housing$89,173/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 36854$130
Lee County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 36854$136
Lee County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$504,900

New Construction

AgentGWENDOLYN BATES
BrokerageKELLER WILLIAMS REALTY RIVER CITIES III

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