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1316-14 Congress Ave W, Indianapolis, IN, 46222

3beds
1baths
--sqft
$120,000
--price/sqft
$1,006/moest. monthly cost
$40,240/yrincome needed

About This Home

Each side features three bedrooms and one full bath on the upper level. The main level includes a living room, dining room, and sitting room. The property needs updating but offers excellent investment potential, with new construction located just two doors away.

Getting Around

34
WalkingCar-Dependent
37
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

4/10
Cold Spring SchoolGrades K-81.1 mi
2/10
Shortridge High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block,Other
  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family,Duplex

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Main level bathrooms: 3

Property

Details

  • Parcel number: 490622111099000101
  • Attached to another structure: Yes
  • Special condition: As Is,Cosmetics Needed,Fixer Upper,Sales Disclosure On File

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$127$1,524
Property Taxes $89$1,068
Electricity $184$2,212
Total$1,006$12,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,491/yr
40% on housing$30,180/yr
45% on housing$26,826/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 46222$90
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46222$96
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$120,000

For Sale by Agent

AgentFelman Brown
BrokerageCarpenter, REALTORS®

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