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698 Ship Ahoy Dr, Hubert, NC, 28584

1beds
1baths
412sqft
$139,000
$337price/sqft
$1,003/moest. monthly cost
$40,120/yrincome needed

About This Home

Escape to your own peaceful coastal retreat in the desirable gated community of Park City Preserve! This beautiful home sits on a large, rented, tree lined lot and offers the comfort and quality of a of living at the coast! Priced at just $139,000, it delivers modern living with a spacious living area, kitchen, while abundant natural light from numerous windows. The lovely kitchen features stainless steel appliances, a gas stove, and a stainless sink! Additional highlights include a newer Trane Split HVAC system, ceiling fans, an electric fireplace, a large loft for extra living space, new washer and dryer, ample storage, and a powered storage shed. The home comes partially furnished and some items being negotiable. LVP flooring in the main areas and carpet in the bedroom and loft. The seller has also paid for and is maintaining the materials to screen the porch pending Onslow County Approval. These valuable features will provide beautiful outdoor living space perfect for enjoying the coastal lifestyle! Residents of Park City Preserve enjoy a secure gated community with an onsite swimming pool, pickleball courts, and fitness gym. The park offers professional yard maintenance as part of the lot rent, and pets are welcome! Another huge advantage to buying this property is that the lot rent already paid through May 2027 at only $500 per month providing peace of mind and real savings for nearly a year. The location is ideal, with easy access to charming Swansboro just minutes away, the beautiful Hammocks Beach State Park only three miles away, and the stunning beaches of Emerald Isle just ten miles away, also close to Camp Lejeune! Potential buyers must go through the screening process at the Park Office. This is a rare opportunity to own a quality home in a gated, amenity filled coastal community! Don’t miss your chance to make this serene retreat yours, contact us today to schedule a private showing!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
Swansboro ElementaryGrades K-51.8 mi
6/10
Swansboro MiddleGrades 6-80.9 mi
8/10
Swansboro HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 412 sqft

Property

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: None

Parking

  • Total spaces: 1
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$27$324
Property Taxes $74$888
Electricity $200$2,405
Total$1,003$12,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,388/yr
40% on housing$30,090/yr
45% on housing$26,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 28584$177
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28584$216
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$139,000

For Sale by Owner

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