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45 Shore Road, Sebago, ME, 04029

8beds
6baths
5,936sqft
$1,395,000
$235price/sqft
$9,553/moest. monthly cost
$382,120/yrincome needed

About This Home

Double the fun or double the income! This 1-year-new Custom Duplex near the west shore of Sebago Lake is the perfect opportunity to create a large home with 8 total bedrooms and 6 full baths. Or live in one side and use the other as an accessory dwelling unit. The Income from just one side was over $53,000 in the first year alone. Being offered fully furnished as a short term rental business, you could keep one side rented or just call both sides home. Built with ICF (Insulated Concrete Form) construction (12-inch thick concrete walls -including the dividing wall) top energy efficiency and soundproofing make this property even more desirable. With a private (neighborhood only) beach at the end of the street, you will have an opportunity to moor a boat and enjoy the best of Sebago living without paying waterfront taxes. Income currently on the books totals over $40,000 for the remainder of this season, so close quickly and the renters and income are yours. Rentals are managed by Evolve and they manage cleaning, advertising, booking and send the owner the checks. Be sure to read the additional information on the disclosure for a list of special features. FULLY TURNKEY means even the firepits, paddleboards, lawn furniture, luxury linens, dishes, pool tables, and décor are included in the sale. Each unit offers a top floor primary suite, 2 first floor bedrooms with a shared bath, another bed and bath in the basement. Each unit also boasts a huge game room, full size laundry, a second fridge, a screened porch on the main level, a basement level patio, front porch, granite and quartz countertops, luxury vinyl plank flooring, wood interior stairs, composite decking, on-demand hot water, 4 heat zones, its own septic and a firepit in a private backyard. Set on 1.61acres with over 300' of road frontage, there is plenty of room to add a garage or barn. Heavily booked this summer, we'll do our best to get you in to see one of the mirror image units asap.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Sebago Elementary SchoolGrades PK-50.3 mi
4/10
Lake Region High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Poured Concrete
  • Roof: Pitched,Shingle
  • Construction materials: Structural Insulated Panels,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,ENERGY STAR Qualified Appliances,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Walk-Out Access,Daylight,Finished,Full

Bedroom1

  • Features: Closet
  • Level: First

Bedroom2

  • Features: Closet
  • Level: First

Bedroom3

  • Features: Closet
  • Level: First

Bedroom4

  • Features: Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 6
  • Full bathrooms: 6

Family Room

  • Level: Basement

Family Room

  • Level: Basement

Features

  • 1st Floor Bedroom,Bathtub,In-Law Floorplan,Shower,Storage,Walk-In Closet(s),Primary Bedroom w/Bath
  • Window features: Double Pane Windows
  • Flooring: Wood,Luxury Vinyl
  • Finished area below ground: 2,400
  • Finished area above ground: 3,536

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Zoned
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 5,936
  • Total interior livable area: 5,936 sqft

Kitchen

  • Features: Eat-in Kitchen,Cathedral Ceiling(s),Kitchen Island,Pantry
  • Level: First

Kitchen

  • Features: Cathedral Ceiling(s),Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Living Room

  • Features: Cathedral Ceiling(s)
  • Level: First

Living Room

  • Features: Cathedral Ceiling(s)
  • Level: First

Other

  • Features: Closet
  • Level: Basement

Other

  • Features: Closet
  • Level: Basement

Primary Bedroom

  • Features: Double Vanity,Full Bath,Suite,Walk-In Closet(s)
  • Level: Second

Primary Bedroom

  • Features: Double Vanity,Full Bath,Suite,Walk-In Closet(s)
  • Level: Second

Property

Details

  • Zoning: village
  • Other equipment: Internet Access Available,Other

Features

  • Levels: Multi/Split
  • Patio & porch: Porch,Screened
  • Has view: Yes
  • View description: Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Sebago
  • Frontage length: Waterfrontage: 250,Waterfrontage Shared: 250

Lot

  • Lot size: 1.61 Acres
  • Features: Near Public Beach,Neighborhood,Rolling Slope,Wooded

Parking

  • Parking features: Gravel,5 - 10 Spaces,On Site,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance $464$5,568
Property Taxes $1,174$14,088
Electricity $862$10,354
Total$9,553$114,636

Income You'd Need if You Spent...

35% on housing$327,531/yr
40% on housing$286,590/yr
45% on housing$254,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 04029$216
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04029$304
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$1,395,000

For Sale by Agent

AgentAnn Cianchette
BrokerageKeller Williams Realty

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